Medicare Advantage
Compare 81 Oklahoma Medicare Advantage Plans for 2027 From 9 Carriers
OKLAHOMA CITY — Oklahomans on Medicare have a clear window to look at next year's choices before the December 7, 2026 deadline. According to the CMS Medicare Advantage Landscape Source File for CY2027, Oklahoma will see 81 Medicare Advantage plans statewide from 9 carriers. A choice made during the Annual Enrollment Period, which runs October 15 through December 7, 2026, takes effect January 1, 2027.
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Key takeaways
- Oklahoma has 81 Medicare Advantage plans listed statewide for 2027 from 9 carriers, but each plan is sold county by county.
- The Annual Enrollment Period runs October 15 through December 7, 2026, and your 2027 coverage starts January 1, 2027.
- 13 plans are new for 2027 and 14 plans are not returning, so check the Annual Notice of Change your current plan mailed you.
- Compare plans in your own county using the Medicare Plan Finder at medicare.gov or by calling 1-800-MEDICARE.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
Because availability is set county by county, not every statewide plan is offered in every ZIP code. The tables on this page list the full statewide set; the steps below walk through how to compare only the plans actually offered where you live.
How many Medicare Advantage plans are offered in Oklahoma for 2027?
Oklahoma has 81 Medicare Advantage plans listed statewide for 2027, offered by 9 carriers, according to the CMS MA Landscape Source File for CY2027. Of those 81 plans, 72 include Part D prescription drug coverage.
The year-over-year CMS files also show churn in the lineup: 13 plans are new for 2027 and 14 plans from 2026 are not returning for 2027. That is why reading the Annual Notice of Change (ANOC) that your current plan mailed in September matters — it tells you if your specific plan is changing or ending.
Remember that these counts are statewide. A plan that appears in the statewide total may not be sold in your county, and your county may have fewer options than the statewide figure suggests.
What types of Medicare Advantage plans are available in Oklahoma for 2027?
For 2027, Oklahoma's 81 Medicare Advantage plans break down by type as follows: 23 HMO plans, 15 HMO-POS plans, 41 PPO plans, and 2 PFFS plans, per the CMS MA Landscape Source File.
Special Needs Plans (SNPs) are a separate category of Medicare Advantage designed for people who meet specific eligibility rules. Oklahoma's 2027 lineup includes 14 Dual-Eligible SNPs (D-SNPs) for people with both Medicare and Medicaid, 13 Chronic Condition SNPs (C-SNPs) for people with qualifying conditions, and 2 Institutional SNPs (I-SNPs) for people who live in or receive care at the nursing-home level.
If you think a SNP may fit your situation, confirm eligibility rules with the plan or with 1-800-MEDICARE before enrolling.
Which carriers offer Medicare Advantage plans in Oklahoma for 2027?
Nine carriers offer Medicare Advantage plans in Oklahoma for 2027. In alphabetical order they are: Aetna (CVS Health), American Health Advantage of Oklahoma, CommunityCare Senior Health Plan (HMO), Devoted Health, GlobalHealth, HealthSpring, Humana, Native Advantage, and UnitedHealthcare.
Plan counts per carrier range widely in the 2027 statewide file. Humana lists 23 plans and UnitedHealthcare lists 20, while American Health Advantage of Oklahoma and Native Advantage each list 1. Several carriers also offer D-SNPs, including Aetna (CVS Health), CommunityCare Senior Health Plan (HMO), Devoted Health, GlobalHealth, Humana, and UnitedHealthcare. The full table on this page shows every carrier, plan type and SNP breakdown.
The presence of a carrier in the statewide list does not guarantee it sells plans in your county.
How do I compare the Medicare Advantage plans offered in my Oklahoma county for 2027?
The most reliable way to compare Oklahoma Medicare Advantage plans for 2027 is to run your own ZIP code through the Medicare Plan Finder at medicare.gov, which filters the statewide list down to only the plans offered in your county.
A step-by-step approach:
1. List your doctors and hospitals. Write down each provider you want to keep seeing, including specialists. 2. List your prescriptions. Include the drug name, dose and how often you take it. 3. List your preferred pharmacies. Include mail order if you use it. 4. Read your Annual Notice of Change. Your current plan mailed it in September 2026; it explains what is changing for 2027 and whether the plan is ending. 5. Open the Medicare Plan Finder at medicare.gov. Enter your ZIP code and your drug list. The tool will show the plans available in your county for 2027, along with each plan's premium, deductible, drug costs, provider network search and star rating. 6. Call each plan you are seriously considering. Confirm your doctors are in-network for 2027 and your drugs are on the formulary at a pharmacy you use. 7. Keep notes. Write down who you spoke with, the date, and the plan name.
This site does not publish premiums, copays, networks or star ratings for individual plans. Those details come directly from the Plan Finder, 1-800-MEDICARE, or the plan's Evidence of Coverage and provider and pharmacy directories.
What should Oklahomans do before December 7, 2026?
Oklahomans who want to change their Medicare Advantage plan for 2027 should finish comparing and enroll by December 7, 2026, the last day of the Annual Enrollment Period. A choice confirmed in that window takes effect January 1, 2027.
If you are satisfied with your current plan and the Annual Notice of Change does not include anything that affects you, you generally do not need to do anything — most Medicare Advantage plans renew automatically. If your plan is one of the 14 not returning for 2027, you will need to pick a new plan to keep Medicare Advantage coverage; otherwise you will return to Original Medicare.
December 7 is a date, not a pressure point. Give yourself enough time to read your ANOC, run the Plan Finder, and call the plans you are considering.
Where can Oklahomans get free help comparing 2027 Medicare Advantage plans?
Oklahomans can get free, direct help from Medicare itself by calling 1-800-MEDICARE (1-800-633-4227), which is available 24 hours a day, seven days a week, including TTY service at 1-877-486-2048.
The Medicare Plan Finder at medicare.gov is also free and lets you compare the Medicare Advantage plans offered in your specific Oklahoma county for 2027, side by side, using your own prescription list and preferred pharmacy. If you want to speak with a plan directly, the member services number is printed on the plan's page in the Plan Finder and in the plan's own materials.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Oklahoma for 2027
- Aetna (CVS Health) 8 plans: HMO, PPO
- American Health Advantage of Oklahoma 1 plan: HMO
- CommunityCare Senior Health Plan (HMO) 6 plans: HMO
- Devoted Health 12 plans: PPO
- GlobalHealth 7 plans: HMO
- HealthSpring 3 plans: HMO, PPO
- Humana 23 plans: HMO, HMO-POS, PFFS, PPO
- Native Advantage 1 plan: HMO
- UnitedHealthcare 20 plans: HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
2027 plan lineup
Medicare Advantage plans in Oklahoma for 2027
CMS lists 81 Medicare Advantage plans across Oklahoma for 2027 from 9 carriers, alphabetically by carrier, widest county reach first.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 8 plans | |||
| Aetna Medicare Dual Care (PPO D-SNP) | PPO D-SNP | Yes | 53 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 51 |
| Aetna Medicare Eagle (PPO) | PPO | No | 15 |
| Aetna Medicare Dual Extra Care (HMO D-SNP) | HMO D-SNP | Yes | 8 |
| Aetna Medicare Signature Care (HMO) | HMO | Yes | 4 |
| Aetna Medicare Signature Care (HMO) | HMO | Yes | 4 |
| Aetna Medicare Value Plus (PPO) | PPO | Yes | 4 |
| Aetna Medicare Value Plus (PPO) | PPO | Yes | 3 |
| American Health Advantage of Oklahoma 1 plan | |||
| American Health Advantage of Oklahoma (HMO I-SNP) | HMO I-SNP | Yes | 30 |
| CommunityCare Senior Health Plan (HMO) 6 plans | |||
| Senior Health Plan Oklahoma Dual Complete (HMO D-SNP) | HMO D-SNP | Yes | 40 |
| Senior Health Plan Platinum (HMO) | HMO | Yes | 40 |
| Senior Health Plan Platinum Plus (HMO) | HMO | Yes | 40 |
| Senior Health Plan Silver Plus (HMO) | HMO | Yes | 40 |
| Senior Health Plan Silver Savings (HMO) | HMO | No | 40 |
| Senior Health Plan Silver (HMO) | HMO | No | 17 |
| Devoted Health 12 plans | |||
| DEVOTED C-SNP CHOICE PLUS 008 OK (PPO C-SNP) | PPO C-SNP | Yes | 25 |
| DEVOTED DUAL CHOICE FULL 003 OK (PPO D-SNP) | PPO D-SNP | Yes | 25 |
| DEVOTED C-SNP CHOICE ENHANCED 009 OK (PPO C-SNP) | PPO C-SNP | Yes | 14 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 011 OK (PPO C-SNP) | PPO C-SNP | Yes | 14 |
| DEVOTED CHOICE 001 OK (PPO) | PPO | Yes | 14 |
| DEVOTED CHOICE GIVEBACK 002 OK (PPO) | PPO | Yes | 14 |
| DEVOTED CHOICE GIVEBACK EXTRAS 013 OK (PPO) | PPO | Yes | 14 |
| DEVOTED C-SNP CHOICE ENHANCED 010 OK (PPO C-SNP) | PPO C-SNP | Yes | 11 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 012 OK (PPO C-SNP) | PPO C-SNP | Yes | 11 |
| DEVOTED CHOICE 005 OK (PPO) | PPO | Yes | 11 |
| DEVOTED CHOICE GIVEBACK 006 OK (PPO) | PPO | Yes | 11 |
| DEVOTED CHOICE GIVEBACK EXTRAS 014 OK (PPO) | PPO | Yes | 11 |
| GlobalHealth 7 plans | |||
| Generations Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 26 |
| Generations Chronic Care Savings (HMO C-SNP) | HMO C-SNP | Yes | 26 |
| Generations Classic Plus (HMO) | HMO | Yes | 26 |
| Generations Classic Rewards (HMO) | HMO | Yes | 26 |
| Generations Dual Premier (HMO D-SNP) | HMO D-SNP | Yes | 26 |
| Generations Dual Support (HMO D-SNP) | HMO D-SNP | Yes | 26 |
| Generations Valor (HMO) | HMO | No | 26 |
| HealthSpring 3 plans | |||
| HealthSpring Preferred (HMO) | HMO | Yes | 6 |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | 6 |
| HealthSpring True Choice (PPO) | PPO | Yes | 6 |
| Humana 23 plans | |||
| Humana USAA Honor Giveback (PPO) | PPO | No | 64 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 63 |
| HumanaChoice SNP-DE H5216-228 (PPO D-SNP) | PPO D-SNP | Yes | 55 |
| HumanaChoice SNP-DE H5216-331 (PPO D-SNP) | PPO D-SNP | Yes | 54 |
| HumanaChoice SNP-DE H7617-076 (PPO D-SNP) | PPO D-SNP | Yes | 54 |
| HumanaChoice H5216-081 (PPO) | PPO | Yes | 48 |
| HumanaChoice H5216-083 (PPO) | PPO | Yes | 48 |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 44 |
| HumanaChoice Giveback H5216-264 (PPO) | PPO | Yes | 44 |
| HumanaChoice H5216-337 (PPO) | PPO | Yes | 44 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | PPO C-SNP | Yes | 42 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | PPO C-SNP | Yes | 42 |
| Humana Gold Choice H8145-126 (PFFS) | PFFS | No | 33 |
| HumanaChoice H5216-316 (PPO) | PPO | Yes | 33 |
| HumanaChoice H7617-007 (PPO) | PPO | Yes | 21 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 18 |
| Humana Value Choice (PPO) | PPO | Yes | 18 |
| HumanaChoice H5216-337 (PPO) | PPO | Yes | 18 |
| HumanaChoice H5216-316 (PPO) | PPO | Yes | 17 |
| Humana Total Complete (HMO) | HMO | Yes | 10 |
| Humana Total Complete (HMO) | HMO | Yes | 7 |
| Humana Gold Choice H8145-006 (PFFS) | PFFS | Yes | 3 |
| Humana Total Complete (HMO-POS) | HMO-POS | Yes | 2 |
| Native Advantage 1 plan | |||
| Native Advantage (HMO) | HMO | Yes | 11 |
| UnitedHealthcare 20 plans | |||
| UHC Dual Advantage OK-V1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 76 |
| UHC Dual Complete OK-S001 (PPO D-SNP) | PPO D-SNP | Yes | 75 |
| AARP Medicare Advantage Patriot No Rx OK-MA2 (HMO-POS) | HMO-POS | No | 48 |
| UHC Dual Complete OK-S002 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 48 |
| AARP Medicare Advantage Patriot No Rx OK-MA01 (PPO) | PPO | No | 44 |
| UHC Dual Complete OK-S002 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 27 |
| AARP Medicare Advantage from UHC OK-0004 (HMO-POS) | HMO-POS | Yes | 25 |
| AARP Medicare Advantage Essentials from UHC OK-3 (HMO-POS) | HMO-POS | Yes | 24 |
| AARP Medicare Advantage Extras from UHC OK-10 (HMO-POS) | HMO-POS | Yes | 24 |
| AARP Medicare Advantage from UHC OK-0001 (HMO-POS) | HMO-POS | Yes | 24 |
| AARP Medicare Advantage from UHC OK-0006 (PPO) | PPO | Yes | 24 |
| AARP Medicare Advantage from UHC OK-0002 (HMO-POS) | HMO-POS | Yes | 21 |
| AARP Medicare Advantage from UHC OK-0005 (PPO) | PPO | Yes | 20 |
| AARP Medicare Advantage from UHC OK-0007 (PPO) | PPO | Yes | 20 |
| UHC Complete Care OK-8 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 8 |
| UHC Complete Care OK-9 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 8 |
| UHC Nursing Home Plan OK-F001 (PPO I-SNP) | PPO I-SNP | Yes | 5 |
| AARP Medicare Advantage from UHC OK-1P (HMO-POS) | HMO-POS | Yes | 1 |
| UHC Complete Care OK-2P (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 1 |
| UHC Dual Complete OK-S002 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans are offered in Oklahoma for 2027?
When is the Annual Enrollment Period for 2027 Medicare Advantage coverage?
What happens if my current plan is not returning for 2027?
Where can I see details like premiums, networks and star ratings for a specific plan?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File (CY2027): statewide plan counts, carrier counts, plan types, and SNP counts for Oklahoma.
- CMS — MA Landscape Source Files (CY2026 and CY2027): year-over-year comparison showing 13 new plans and 14 non-returning plans for 2027.
- Medicare.gov — Medicare enrollment periods: the October 15 – December 7, 2026 Annual Enrollment Period and the January 1, 2027 effective date.
- Medicare.gov — Medicare Plan Finder: county-level plan availability, premiums, formularies, networks and star ratings.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.