Medicare Advantage

HealthSpring's 2027 Medicare Advantage plans in Dallas: one leaving, one new

DALLAS — As the fall 2026 Medicare Annual Enrollment Period runs its course, HealthSpring is bringing six Medicare Advantage plans to Dallas County for 2027, including one brand-new plan and one that will not be returning from this year's lineup.

MyMedicarePlans.org is an independent consumer site; we are not HealthSpring, and we are not Medicare. This article walks through what HealthSpring is offering locally for 2027 so you can check any specific plan against your own doctors and prescriptions before December 7, 2026. Ten other carriers also sell Medicare Advantage plans in Dallas County next year, for a county-wide total of 84 plans.

HealthSpring's 2027 lineup in Dallas County, by the numbers

Dallas is in Dallas County, where plan availability is set by CMS. For 2027, HealthSpring's local roster looks like this:

• 6 Medicare Advantage plans total
• 5 HMO plans and 1 PPO plan
• 2 D-SNPs (for people enrolled in both Medicare and Medicaid)
• All 6 include Part D prescription drug coverage
• 1 new plan for 2027
• 1 plan from 2026 not returning

The table below lists every HealthSpring plan available in the county for 2027. CMS lists these plans under the parent organization, Health Care Service Corporation (HCSC); you will see them marketed under the HealthSpring name.

What's new and what's not returning

HealthSpring TotalCare Plus (HMO D-SNP) is new in Dallas County for 2027. It joins HealthSpring TotalCare (HMO D-SNP) as the carrier's two Dual Eligible Special Needs Plans in the county.

One plan from HealthSpring's 2026 Dallas lineup is not being offered again in 2027. If you are currently enrolled in a plan that is leaving, your plan is required to send you written notice. You will have the Annual Enrollment Period (through December 7) and a Special Enrollment Period to choose something else; if you take no action, you could lose Medicare Advantage coverage on January 1, 2027.

For plans that are continuing, the specifics of any changes — cost-sharing, provider network, drug formulary, extra benefits — are spelled out in the Annual Notice of Change (ANOC) that each plan mailed in September. Keep that document; it is the single best summary of what your plan will look like next year.

Plan types in plain English

HealthSpring's 2027 Dallas plans come in two shapes:

• HMO (Health Maintenance Organization). You generally use doctors and hospitals in the plan's network and often need a referral to see a specialist. Four of the standard HMOs here — HealthSpring Courage (HMO), HealthSpring Preferred (HMO), HealthSpring Preferred Savings (HMO), and HealthSpring True Choice (HMO) — plus the two D-SNPs are HMOs.
• PPO (Preferred Provider Organization). You can usually see out-of-network providers, typically at a higher cost. HealthSpring True Choice (PPO) is the PPO option.
• D-SNP (Dual Eligible Special Needs Plan). A type of HMO limited to people who qualify for both Medicare and Medicaid. HealthSpring TotalCare (HMO D-SNP) and the new HealthSpring TotalCare Plus (HMO D-SNP) fall here.

All six plans include Part D drug coverage, so you would not add a stand-alone drug plan on top.

How to check a plan against your doctors and prescriptions

Before you pick anything, confirm two things for each plan you are considering:

1. Your doctors and hospitals are in-network. Call the provider's billing office and ask specifically whether they accept the exact plan name for 2027 — not just "HealthSpring" in general. Networks can change year to year. 2. Your prescriptions are on the formulary at a tier you can afford. Pull up each drug by name and dose, and check both the tier and any rules (prior authorization, step therapy, quantity limits).

The easiest way to do both at once is the Medicare Plan Finder at medicare.gov/plan-compare. Sign in with your Medicare account, enter your medications and preferred pharmacy, and the tool will show your estimated yearly drug cost and flag network status for each plan. You can also call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week.

2027 program changes worth knowing

A few Medicare-wide figures that apply no matter which plan you pick:

• The Part D out-of-pocket cap rises to $2,400 in 2027, up from $2,100 in 2026. Once your out-of-pocket spending on covered drugs hits that amount, you pay $0 for the rest of the calendar year.
• The Part D maximum deductible is $700 in 2027, up from $615 in 2026. Individual plans can set a lower deductible.
• The Medicare Prescription Payment Plan continues in 2027. It is optional and lets you spread your drug costs across monthly payments instead of paying at the pharmacy counter.
• The 2027 Part B premium and deductible, and the 2027 IRMAA income brackets, have not yet been announced. CMS typically publishes them later in the fall.

Key dates

• October 15 – December 7, 2026: Medicare Annual Enrollment Period. Any change takes effect January 1, 2027.
• January 1 – March 31, 2027: Medicare Advantage Open Enrollment Period. If you are already in a Medicare Advantage plan on January 1, you get one chance during this window to switch to another MA plan or return to Original Medicare.

If you do nothing and your current plan is being offered again next year, you will stay in it automatically under the terms described in your ANOC.