Medicare Advantage
Wellcare's 2027 Medicare Advantage plans in El Paso: two new, four not returning
EL PASO, Texas — As the Annual Enrollment Period for 2027 Medicare coverage runs from October 15 through December 7, 2026, Wellcare is reshaping its Medicare Advantage lineup in El Paso County. Four of its 2026 plans are not returning next year, two are new, and two have been renamed under the Superior HealthPlan label. If you have a Wellcare plan today, the changes will be spelled out in the Annual Notice of Change (ANOC) your plan sent this fall.
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Key takeaways
- Wellcare is offering 6 Medicare Advantage plans in El Paso County for 2027 — all HMOs, all with drug coverage, and 4 of them D-SNPs for people with both Medicare and Medicaid.
- Four Wellcare plans available in 2026 are not being offered for 2027; two plans are new, and two have been renamed with "Superior HealthPlan" in the name.
- If you do nothing, your current plan renews as described in its Annual Notice of Change — but if your plan is not returning, you have until December 7, 2026 to pick a different one for January 1.
- Use medicare.gov's Plan Finder or call 1-800-MEDICARE to confirm any plan covers your doctors and prescriptions before you enroll.
This article walks through the full Wellcare roster for El Paso County in 2027, by plan type and drug coverage, and how to check any plan against your doctors and prescriptions before December 7. MyMedicarePlans.org is an independent consumer news site; we are not Wellcare, not Medicare, and not selling a plan.
What Wellcare is offering in El Paso County for 2027
El Paso is in El Paso County, where Medicare Advantage availability is set at the county level. For 2027, Wellcare — which CMS groups under Centene (WellCare) — is offering 6 Medicare Advantage plans in the county. All 6 are HMOs, and all 6 include Part D prescription drug coverage.
Of those 6 plans, 4 are Dual Eligible Special Needs Plans (D-SNPs), which are built for people who qualify for both Medicare and Medicaid. Wellcare is not offering a Chronic Condition SNP (C-SNP) or an Institutional SNP (I-SNP) in the county next year.
The table below lists every Wellcare plan in El Paso County for 2027. In alphabetical order, those plans are:
- Wellcare Patriot Simple (HMO)
- Wellcare Simple (HMO)
- Wellcare Superior HealthPlan Dual Access (HMO D-SNP) — renamed (was Wellcare Dual Access (HMO D-SNP))
- Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) — new for 2027
- Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) — renamed (was Wellcare Dual Reserve (HMO D-SNP))
- Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) — new for 2027
What is new, what is not returning
Two of the Wellcare plans on next year's list are new to the county: Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) and Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP). Both are D-SNPs with drug coverage.
Two 2026 plans have been renamed for 2027 — the old Dual Access and Dual Reserve D-SNPs now carry "Superior HealthPlan" in their names. A rename usually comes with other adjustments, so check the ANOC rather than assume it is only a name change.
Four Wellcare plans offered in 2026 are not being offered for 2027. If you are enrolled in a plan that is not returning, Wellcare should have sent you a non-renewal notice. You can enroll in a different Medicare Advantage plan during AEP (through December 7, 2026) for a January 1, 2027 start, and you also have a Special Enrollment Period that runs into early 2027.
Wellcare is one of several carriers in El Paso County
For 2027, 11 other carriers also offer Medicare Advantage plans in El Paso County, for a total of 89 plans countywide. That is useful context: Wellcare is one option among many, and the right plan for you is the one that covers your doctors and your prescriptions at a cost you can live with — not the one with the most familiar name.
Nothing on this page is a recommendation of any plan or carrier. We cannot list premiums, copays, benefits, networks or star ratings for a specific plan; those come from the plan's own Evidence of Coverage, the plan's directories, or the Medicare Plan Finder.
How to check a plan against your doctors and prescriptions before December 7
Before you enroll in — or stay in — a plan, do these four checks:
1. Pull up the Plan Finder at medicare.gov. Enter your ZIP code and your prescription drugs. The tool will show you how each plan covers them for 2027. 2. Check the provider directory. Call your doctors' offices and ask whether they will be in-network for the specific 2027 plan you are considering — not just "Wellcare" in general. Networks can change from year to year. 3. Read your ANOC. Your current plan's Annual Notice of Change lists what is changing on January 1, 2027. Keep it handy as you compare. 4. Call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, seven days a week, if you want to talk through your situation with a Medicare representative directly.
2027 figures CMS has already published
A few program-level numbers for 2027 are set:
- The Part D out-of-pocket cap will be $2,400 in 2027 (up from $2,100 in 2026).
- The Part D maximum deductible will be $700 in 2027 (up from $615 in 2026).
- The Part D national base beneficiary premium for 2027 is $41.33 — a formula input, not what any plan actually charges.
CMS has not yet announced the 2027 Part B standard premium and deductible, or the 2027 IRMAA income brackets. Those usually come out later in the fall. We will update our coverage when they are published.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in El Paso County
(MA penetration in El Paso County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Wellcare Medicare Advantage plans in El Paso County for 2027
CMS lists 6 Wellcare Medicare Advantage plans in El Paso County for 2027, alphabetically by carrier. 11 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Centene (WellCare) 6 plans | |||
| Wellcare Patriot Simple (HMO) | HMO | Yes | Returning |
| Wellcare Simple (HMO) | HMO | Yes | Returning |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) | HMO D-SNP | Yes | Renamed |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) | HMO D-SNP | Yes | New |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) | HMO D-SNP | Yes | Renamed |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | HMO D-SNP | Yes | New |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Wellcare Medicare Advantage plans in El Paso County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
What happens if I do nothing before December 7?
My Wellcare plan was renamed. Is it still the same plan?
Can I switch after December 7 if I change my mind?
How do I know if a D-SNP is right for me?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for El Paso
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This page was last updated: October 2026.