Medicare Advantage

Virginia Medicare Advantage Plans for Chronic Conditions in 2027: 19 C-SNPs

RICHMOND — Virginians living with certain long-term health conditions will have 19 Chronic Condition Special Needs Plans (C-SNPs) to consider for 2027, out of 148 Medicare Advantage plans available somewhere in the state, according to the CMS Medicare Advantage Landscape Source Files for the coming plan year. These plans are built around a qualifying chronic condition, and availability varies by county.

Chronic-condition plansVirginia

What a C-SNP is, and who qualifies

A Chronic Condition Special Needs Plan is a type of Medicare Advantage plan designed for people with a specific, severe or disabling chronic condition recognized by Medicare. Common examples include diabetes, chronic heart failure, and end-stage renal disease, but each C-SNP is tied to its own named condition or set of conditions.

To enroll, you need Medicare Part A and Part B, you must live in the plan's service area, and your qualifying chronic condition must be verified by your treating provider. Plans typically coordinate care around that condition — but specific features, costs, drug lists, and provider networks are set by each plan and are not addressed here. For those details, check the plan's Evidence of Coverage, the Medicare Plan Finder at medicare.gov, or call 1-800-MEDICARE.

The statewide count and the carriers offering them

For 2027, CMS lists 19 C-SNPs in Virginia. For context, the state also has 18 Dual Eligible Special Needs Plans (D-SNPs) and 5 Institutional Special Needs Plans (I-SNPs). All of these are counted statewide, meaning a plan is listed once no matter how many counties it serves.

Four carriers offer C-SNPs in Virginia for 2027:

• Devoted Health — 7 plans
• Elevance Health (Anthem) — 2 plans
• Humana — 5 plans
• UnitedHealthcare — 5 plans

The full list, including county counts and whether a plan is new or renamed, appears in the tables on this page. A few quick notes drawn from that data: Devoted Health has renamed three of its 2026 "Premium" plans to "Enhanced" (DEVOTED C-SNP ENHANCED 003 VA, 010 VA and 013 VA) and introduced three new "Giveback Extras" plans (026 VA, 027 VA, 028 VA). Humana's DaVita Kidney Care PPO C-SNP is new for 2027. The remaining plans from Elevance Health (Anthem), UnitedHealthcare, and Humana's Gold Plus - Diabetes and Heart line continue into 2027.

The conditions named in plan names

Medicare rules let a plan state its target condition in its name. In Virginia for 2027, three carriers do that:

• Elevance Health (Anthem) offers Anthem Chronic Care (HMO-POS C-SNP) and Anthem Kidney Care (HMO-POS C-SNP).
• Humana offers Humana DaVita Kidney Care (PPO C-SNP) and Humana Gold Plus - Diabetes and Heart (HMO C-SNP).
• Devoted Health's and UnitedHealthcare's C-SNP names in Virginia do not state a specific condition. That doesn't mean they lack one — every C-SNP targets a qualifying condition — only that the condition isn't spelled out in the plan name. To learn which condition each of those plans serves, consult the plan directly, the Plan Finder, or 1-800-MEDICARE.

The Special Enrollment Period for people with a qualifying condition

The Annual Enrollment Period runs October 15 – December 7, 2026, and a choice made during that window takes effect January 1, 2027. That's the general calendar everyone with Medicare uses to join, switch or drop a Medicare Advantage or Part D plan.

People who qualify for a C-SNP have an additional option. Having a qualifying chronic condition opens a Special Enrollment Period that generally lets you enroll in a C-SNP outside the fall window, once you can show the condition is verified by your provider. There are rules about when the SEP can be used and how often, so if you think you may qualify mid-year, confirm the specifics with the plan or with 1-800-MEDICARE before you drop other coverage.

Checking a plan in your county

A plan listed statewide may not be sold in your county. For example, the CMS data show the two Humana DaVita Kidney Care (PPO C-SNP) entries each listed in 120 counties, Anthem Kidney Care in 128, DEVOTED C-SNP PLUS 004 VA in 54, and several UnitedHealthcare and Devoted plans in a dozen or two counties. Those county counts are reproduced in the tables above.

To see what's actually available where you live:

1. Go to medicare.gov and open the Plan Finder. 2. Enter your ZIP code and, if asked, your county. 3. Filter for Special Needs Plans, then Chronic Condition SNPs. 4. Review each plan's Summary of Benefits and Evidence of Coverage before deciding.

If you take prescriptions, enter them in Plan Finder so you can compare how each plan handles them. If you see a provider you want to keep, confirm the network with the plan directly.

Free help

Help with Medicare in Virginia doesn't have to cost anything.

• medicare.gov — the official Plan Finder, enrollment tools, and plan documents, maintained by CMS.
• 1-800-MEDICARE (1-800-633-4227) — available 24 hours a day, 7 days a week, including TTY service, for personal questions about plans, enrollment, and eligibility.

The CMS Medicare Advantage Landscape Source Files for the current and coming plan year are the source for the counts in this article, including the 19 C-SNPs, the carrier breakdown, and the county-level availability shown in the tables.