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Medicare Advantage

Compare 140 Indiana Medicare Advantage Plans for 2027 From 12 Carriers

INDIANAPOLIS — Hoosiers on Medicare will have 140 Medicare Advantage plans to look through for 2027, offered by 12 carriers, according to the Centers for Medicare & Medicaid Services Landscape Source Files for the coming plan year. The Annual Enrollment Period runs October 15 through December 7, 2026, and a plan chosen during that window takes effect January 1, 2027.

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Key takeaways

  • Indiana has 140 Medicare Advantage plans for 2027 from 12 carriers, and county-level availability is checked at medicare.gov.
  • 29 plans are new for 2027 in Indiana and 16 plans from 2026 are not returning, so current members should read their Annual Notice of Change.
  • 132 of the 140 Indiana plans for 2027 include drug coverage, and Special Needs Plans include 12 D-SNP, 21 C-SNP, and 9 I-SNP.
  • The Annual Enrollment Period runs October 15 through December 7, 2026, for coverage that starts January 1, 2027.
Compare by Dec. 7Indiana
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Key facts: Medicare in Indiana
FactFigureSource
Part B standard monthly premium (2026)$202.90Medicare.gov
Part D out-of-pocket cap (2026)$2,100CMS
Part D out-of-pocket cap (2027)$2,400CMS
Annual Enrollment Period (for 2027 coverage)October 15 – December 7, 2026Medicare.gov
Medicare Advantage Open Enrollment PeriodJanuary 1 – March 31Medicare.gov

Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.

Plan availability in Indiana is handled county by county. The 140 figure counts each plan once statewide, so a plan listed for Indiana may or may not be sold in a given reader's county. The way to see what is actually available at a home address is the Medicare Plan Finder at medicare.gov.

How many Medicare Advantage plans are offered in Indiana for 2027?

Indiana has 140 Medicare Advantage plans for 2027 from 12 carriers, per the CMS Medicare Advantage Landscape Source File for the 2027 plan year. Of those, 132 include Part D prescription drug coverage built in.

Year over year, 29 of the 140 plans are new for 2027, and 16 plans that were sold in Indiana in 2026 are not returning for 2027. Members in a non-renewing plan will receive a written notice from the carrier explaining the change and the options for picking a different plan. The 140 total counts each plan once statewide; what shows up in any one Indiana county is a smaller subset.

What plan types and Special Needs Plans are available in Indiana for 2027?

Indiana's 140 Medicare Advantage plans for 2027 break down by type into 27 HMO plans, 33 HMO-POS plans, and 80 PPO plans. Special Needs Plans in Indiana for 2027 include 12 Dual-Eligible SNPs (D-SNP), 21 Chronic Condition SNPs (C-SNP), and 9 Institutional SNPs (I-SNP).

The plan type shapes how care is used. HMOs generally rely on an in-network primary care doctor and referrals; HMO-POS plans add a limited out-of-network option; PPOs allow both in-network and out-of-network care under the plan's rules. Special Needs Plans have eligibility rules — D-SNPs are for people who also have Medicaid, C-SNPs are for people with qualifying chronic conditions, and I-SNPs are for people who live in or need the level of care provided in an institution such as a nursing facility. The Medicare Plan Finder flags SNP eligibility by ZIP code.

Which carriers offer Medicare Advantage plans in Indiana for 2027?

Twelve carriers offer Medicare Advantage plans in Indiana for 2027. In alphabetical order they are Aetna (CVS Health), American Health Advantage of Indiana, Centene (WellCare), Communicare Advantage, Devoted Health, Elevance Health (Anthem), Essence Healthcare, Humana, MyTruAdvantage, Provider Partners Health Plans, UnitedHealthcare, and Zing Health.

Plan counts per carrier range from a single plan — American Health Advantage of Indiana and Communicare Advantage each offer one — up to larger lineups from Humana, Elevance Health (Anthem), Devoted Health, and UnitedHealthcare. Four carriers list D-SNPs in Indiana for 2027: Elevance Health (Anthem), Humana, and UnitedHealthcare each with 4 D-SNPs. The full per-carrier counts and plan types are shown in the tables elsewhere on this page.

How do I compare the Medicare Advantage plans in my Indiana county for 2027?

Start at medicare.gov, enter the Indiana ZIP code, and the Medicare Plan Finder will list only the 2027 plans sold in that county. From there, the comparison is a short checklist:

1. Doctors. Check that each current doctor is in the plan's 2027 network, by name, using the plan's online provider directory or by calling the plan. 2. Hospitals. Confirm the preferred hospital system is in network for 2027. Networks can change from year to year. 3. Prescriptions. Enter every prescription — name, dose, and quantity — into Plan Finder. The tool will show the 2027 formulary tier and the plan's cost sharing. 4. Pharmacies. Add the usual pharmacy. Many plans have preferred pharmacies with different cost sharing than standard in-network pharmacies. 5. Annual Notice of Change (ANOC). Current members receive the ANOC each September. It is the single document that spells out what will change in the plan on January 1, 2027. 6. Evidence of Coverage. For the detailed rules — prior authorization, referrals, out-of-network terms — read the plan's Evidence of Coverage.

Do this county by county, because an Indiana plan name does not guarantee it is sold in a given county.

What should I do before December 7, 2026, about my Indiana Medicare Advantage plan?

Before December 7, 2026, confirm whether the current plan is returning for 2027, read the Annual Notice of Change, and run doctors, hospitals, prescriptions, and pharmacies through the Medicare Plan Finder for the county of residence. A choice made during the Annual Enrollment Period takes effect January 1, 2027.

Doing nothing is also a choice: a plan that is returning for 2027 will continue automatically with its 2027 terms. For the 16 Indiana plans not returning for 2027, members need to pick a different plan to avoid a gap in Medicare Advantage coverage; they can also return to Original Medicare.

Where can I get free help comparing Indiana Medicare Advantage plans for 2027?

Free, official help is available at medicare.gov and by calling 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week; TTY users call 1-877-486-2048. Both can walk through the 2027 plans available in a specific Indiana county.

The Medicare Plan Finder at medicare.gov is the same tool licensed agents use for the underlying plan data, and it is free to the public. A Medicare account at medicare.gov lets a member save a drug list and pharmacy so the comparison does not have to be rebuilt each visit.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

The 2027 choices, by type

HMO, PPO and Special Needs Plans across Indiana for 2027

140
Medicare Advantage plans
12
Carriers
27
HMO plans
33
HMO-POS plans
80
PPO plans
12
Dual Special Needs (D-SNP)
21
Chronic-condition (C-SNP)
  • Aetna (CVS Health) 14 plans: HMO, HMO-POS, PPO
  • American Health Advantage of Indiana 1 plan: HMO
  • Centene (WellCare) 3 plans: HMO-POS, PPO
  • Communicare Advantage 1 plan: HMO
  • Devoted Health 23 plans: PPO
  • Elevance Health (Anthem) 26 plans: HMO, HMO-POS, PPO
  • Essence Healthcare 2 plans: HMO, PPO
  • Humana 32 plans: HMO, HMO-POS, PPO
  • MyTruAdvantage 4 plans: HMO, PPO
  • Provider Partners Health Plans 3 plans: HMO
  • UnitedHealthcare 22 plans: HMO-POS, PPO
  • Zing Health 9 plans: HMO, PPO

HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

2027 plan lineup

Medicare Advantage plans in Indiana for 2027

CMS lists 140 Medicare Advantage plans across Indiana for 2027 from 12 carriers, alphabetically by carrier, widest county reach first.

PlanTypeDrug coverageCounties
Aetna (CVS Health) 14 plans
Aetna Medicare Eagle (PPO)PPONo44
Aetna Medicare Value Care (PPO)PPOYes19
Aetna Medicare Signature (PPO)PPOYes17
Aetna Medicare Value Care (PPO)PPOYes16
Aetna Medicare Signature Extra (PPO)PPOYes15
Aetna Medicare Signature (HMO-POS)HMO-POSYes13
Aetna Medicare Signature (HMO-POS)HMO-POSYes12
Aetna Medicare Signature (PPO)PPOYes11
Aetna Medicare Chronic Care (HMO C-SNP)HMO C-SNPYes10
Aetna Medicare Chronic Care Total (HMO C-SNP)HMO C-SNPYes10
Aetna Medicare Signature (PPO)PPOYes8
Aetna Medicare Signature (PPO)PPOYes6
Aetna Medicare Chronic Care (HMO C-SNP)HMO C-SNPYes2
Aetna Medicare Chronic Care Total (HMO C-SNP)HMO C-SNPYes2
American Health Advantage of Indiana 1 plan
American Health Advantage of Indiana (HMO I-SNP)HMO I-SNPYes15
Centene (WellCare) 3 plans
Wellcare Giveback Open (PPO)PPOYes90
Wellcare Simple (HMO-POS)HMO-POSYes90
Wellcare Simple Open (PPO)PPOYes90
Communicare Advantage 1 plan
CommuniCare Advantage ISNP (HMO I-SNP)HMO I-SNPYes12
Devoted Health 23 plans
DEVOTED C-SNP CHOICE PLUS 013 IN (PPO C-SNP)PPO C-SNPYes70
DEVOTED C-SNP CHOICE ENHANCED 014 IN (PPO C-SNP)PPO C-SNPYes23
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 022 IN (PPO C-SNP)PPO C-SNPYes23
DEVOTED CHOICE 011 IN (PPO)PPOYes23
DEVOTED CHOICE GIVEBACK 012 IN (PPO)PPOYes23
DEVOTED CHOICE GIVEBACK EXTRAS 023 IN (PPO)PPOYes23
DEVOTED C-SNP CHOICE ENHANCED 017 IN (PPO C-SNP)PPO C-SNPYes17
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 021 IN (PPO C-SNP)PPO C-SNPYes17
DEVOTED CHOICE 008 IN (PPO)PPOYes17
DEVOTED CHOICE GIVEBACK 009 IN (PPO)PPOYes17
DEVOTED CHOICE GIVEBACK EXTRAS 026 IN (PPO)PPOYes17
DEVOTED C-SNP CHOICE ENHANCED 016 IN (PPO C-SNP)PPO C-SNPYes16
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 020 IN (PPO C-SNP)PPO C-SNPYes16
DEVOTED CHOICE 005 IN (PPO)PPOYes16
DEVOTED CHOICE GIVEBACK 006 IN (PPO)PPOYes16
DEVOTED CHOICE GIVEBACK EXTRAS 025 IN (PPO)PPOYes16
DEVOTED CHOICE PREMIUM 007 IN (PPO)PPOYes16
DEVOTED C-SNP CHOICE ENHANCED 015 IN (PPO C-SNP)PPO C-SNPYes14
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 019 IN (PPO C-SNP)PPO C-SNPYes14
DEVOTED CHOICE 001 IN (PPO)PPOYes14
DEVOTED CHOICE GIVEBACK 002 IN (PPO)PPOYes14
DEVOTED CHOICE GIVEBACK EXTRAS 024 IN (PPO)PPOYes14
DEVOTED CHOICE PREMIUM 004 IN (PPO)PPOYes14
Elevance Health (Anthem) 26 plans
Anthem Dual Advantage (HMO D-SNP)HMO D-SNPYes92
Anthem Full Dual Advantage (HMO D-SNP)HMO D-SNPYes92
Anthem I PathWays Dual Care Advantage (HMO D-SNP)HMO D-SNPYes92
Anthem I PathWays Dual Care Advantage NFLOC (HMO D-SNP)HMO D-SNPYes92
Anthem Medicare Advantage (Regional PPO)PPOYes92
Anthem Veteran (PPO)PPONo92
Anthem Extra Help (HMO-POS)HMO-POSYes87
Anthem Medicare Advantage (PPO)PPOYes87
Anthem Medicare Advantage 2 (PPO)PPOYes72
Anthem Medicare Advantage 3 (PPO)PPOYes68
Anthem Medicare Advantage (HMO-POS)HMO-POSYes42
Anthem Medicare Advantage 6 (HMO-POS)HMO-POSYes42
Anthem Medicare Advantage 7 (HMO-POS)HMO-POSYes42
Anthem Medicare Advantage 4 (HMO-POS)HMOYes38
Anthem Medicare Advantage 2 (HMO-POS)HMO-POSYes20
Anthem Medicare Advantage 3 (HMO-POS)HMOYes17
Anthem Medicare Advantage 3 (HMO-POS)HMOYes17
Anthem Medicare Advantage (HMO-POS)HMO-POSYes13
Anthem Medicare Advantage 6 (HMO-POS)HMO-POSYes13
Anthem Medicare Advantage 7 (HMO-POS)HMO-POSYes13
Anthem Medicare Advantage (HMO-POS)HMO-POSYes8
Anthem Medicare Advantage 6 (HMO-POS)HMO-POSYes8
Anthem Medicare Advantage 7 (HMO-POS)HMO-POSYes8
Anthem Medicare Advantage (HMO-POS)HMO-POSYes3
Anthem Medicare Advantage 6 (HMO-POS)HMO-POSYes3
Anthem Medicare Advantage 7 (HMO-POS)HMO-POSYes3
Essence Healthcare 2 plans
Essence Advantage (HMO)HMOYes9
Essence Advantage Choice (PPO)PPOYes9
Humana 32 plans
Humana Dual Select H4939-002 (HMO-POS D-SNP)HMO-POS D-SNPYes92
Humana Essentials Plus Giveback (PPO)PPOYes92
Humana Gold Plus SNP-DE H4939-003 (HMO-POS D-SNP)HMO-POS D-SNPYes92
Humana PathWays Dual Care (HMO-POS D-SNP)HMO-POS D-SNPYes92
Humana PathWays Dual Care NFLOC (HMO-POS D-SNP)HMO-POS D-SNPYes92
Humana Senior Living Plan (PPO I-SNP)PPO I-SNPYes92
Humana Together in Health (PPO I-SNP)PPO I-SNPYes92
Humana Together in Health (PPO I-SNP)PPO I-SNPYes92
Humana USAA Honor Giveback (PPO)PPONo92
Humana USAA Honor Giveback (PPO)PPONo92
Humana USAA Honor Giveback (PPO)PPONo92
HumanaChoice H5216-463 (PPO)PPOYes92
HumanaChoice R0110-011 (Regional PPO)PPONo92
HumanaChoice R0110-012 (Regional PPO)PPOYes92
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)HMO C-SNPYes91
Humana Full Access (PPO)PPOYes78
HumanaChoice Giveback H5216-481 (PPO)PPOYes67
Humana Value Choice (PPO)PPOYes66
HumanaChoice H5216-019 (PPO)PPOYes44
Humana Gold Plus H5619-189 (HMO-POS)HMO-POSYes43
HumanaChoice H5216-053 (PPO)PPOYes25
HumanaChoice H5525-008 (PPO)PPOYes16
Humana Gold Plus H5619-051 (HMO-POS)HMO-POSYes12
Humana Gold Plus H5619-189 (HMO-POS)HMO-POSYes11
HumanaChoice H5216-023 (PPO)PPOYes4
Humana Essentials Plus Giveback (PPO)PPOYes3
HumanaChoice Giveback H5216-322 (PPO)PPOYes3
HumanaChoice H5216-188 (PPO)PPOYes3
Humana Gold Plus H5619-188 (HMO)HMOYes2
Humana Value Choice (PPO)PPOYes2
HumanaChoice H5216-317 (PPO)PPOYes2
HumanaChoice H5216-226 (PPO)PPOYes1
MyTruAdvantage 4 plans
MyTruAdvantage Choice Complete (PPO)PPOYes34
MyTruAdvantage Choice Plus (PPO)PPOYes34
MyTruAdvantage Select (HMO)HMOYes34
Red, White and Tru (PPO)PPONo34
Provider Partners Health Plans 3 plans
Provider Partners Indiana Advantage Plan (HMO I-SNP)HMO I-SNPYes69
Provider Partners Indiana Community Plan (HMO I-SNP)HMO I-SNPYes69
Provider Partners Indiana Essential Plan (HMO I-SNP)HMO I-SNPYes69
UnitedHealthcare 22 plans
UHC Dual Complete IN-Q1 (PPO D-SNP)PPO D-SNPYes92
UHC Dual Complete IN-S002 (PPO D-SNP)PPO D-SNPYes92
UHC PathWays Dual Care IN-Y1 (PPO D-SNP)PPO D-SNPYes92
UHC PathWays Dual Care IN-YL (PPO D-SNP)PPO D-SNPYes92
AARP Medicare Advantage Giveback from UHC IN-20 (HMO-POS)HMO-POSYes68
UHC Complete Care IN-21 (HMO-POS C-SNP)HMO-POS C-SNPYes68
AARP Medicare Advantage Patriot No Rx IN-MA01 (PPO)PPONo63
AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS)HMO-POSYes32
AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS)HMO-POSYes32
AARP Medicare Advantage from UHC IN-0002 (PPO)PPOYes26
AARP Medicare Advantage from UHC IN-0003 (PPO)PPOYes20
AARP Medicare Advantage from UHC IN-0009 (PPO)PPOYes20
AARP Medicare Advantage from UHC IN-13 (HMO-POS)HMO-POSYes20
UHC Nursing Home Plan IN-F001 (PPO I-SNP)PPO I-SNPYes18
AARP Medicare Advantage from UHC IN-0001 (PPO)PPOYes13
AARP Medicare Advantage from UHC IN-0006 (PPO)PPOYes13
AARP Medicare Advantage Extras from UHC IN-16 (HMO-POS)HMO-POSYes12
AARP Medicare Advantage Essentials from UHC IN-11 (HMO-POS)HMO-POSYes7
AARP Medicare Advantage Essentials from UHC IN-10 (HMO-POS)HMO-POSYes5
AARP Medicare Advantage from UHC IN-001P (PPO)PPOYes5
AARP Medicare Advantage from UHC IN-0004 (PPO)PPOYes4
AARP Medicare Advantage from UHC IN-19 (HMO-POS)HMO-POSYes4
Zing Health 9 plans
Zing Open Choice Diabetes & Heart IN (PPO C-SNP)PPO C-SNPYes13
Zing Open Choice IN (PPO)PPOYes13
Zing Select Care IN (HMO)HMOYes13
Zing Select Diabetes & Heart IN (HMO C-SNP)HMO C-SNPYes13
Zing Select Dialysis IN (HMO C-SNP)HMO C-SNPYes13
Zing Elite Balance IN-MI (HMO C-SNP)HMO C-SNPYes2
Zing Elite Diabetes & Heart IN (HMO C-SNP)HMO C-SNPYes2
Zing Elite Essentials Diabetes & Heart IL-IN (HMO C-SNP)HMO C-SNPYes2
Zing Elite Select IL-IN (HMO)HMOYes2

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

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When can you enroll? An interactive year

JFMAMJJASOND
October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

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The parts of Medicare

Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no premium for Part A.

Good to know

Frequently asked questions

How many Medicare Advantage plans will Indiana have for 2027?
Indiana will have 140 Medicare Advantage plans for 2027 from 12 carriers, according to the CMS Medicare Advantage Landscape Source File for the 2027 plan year. Of the 140, 132 include Part D prescription drug coverage.
When is the Annual Enrollment Period for 2027 coverage?
The Annual Enrollment Period runs October 15 through December 7, 2026. A Medicare Advantage choice made during that window takes effect January 1, 2027.
What happens if my Indiana Medicare Advantage plan is not returning for 2027?
Sixteen plans offered in Indiana in 2026 are not returning for 2027. Members in a non-returning plan will get a written notice from the carrier and can use the Annual Enrollment Period to pick a different Medicare Advantage plan or return to Original Medicare; the Medicare Plan Finder at medicare.gov shows the 2027 plans available by county.
Are all 140 plans offered in every Indiana county?
No. The 140 figure counts each plan once statewide, but Medicare Advantage plans are sold county by county. Entering a ZIP code at medicare.gov shows only the 2027 plans actually offered in that Indiana county. For plan-specific details and county-level availability, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week.
Sources & further reading
  • CMS — MA Landscape Source File (plan-level availability by county)
  • CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Sources and methodology

Figures cited in this article

  • CMS — Medicare Advantage Landscape Source File (CY2027): the Indiana statewide plan count, carrier list, plan-type breakdown, SNP counts, drug-coverage count, and new/non-returning counts for 2027.
  • CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year comparison of plans new for 2027 and plans not returning for 2027.
  • Medicare.gov (CMS) — Medicare enrollment periods: the Annual Enrollment Period dates of October 15 – December 7, 2026, and the January 1, 2027 effective date.
  • Medicare.gov — Medicare Plan Finder: the tool used to see which 2027 plans are offered in a specific Indiana county.

How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.

By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Content Integrity Standards

  • No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
  • No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
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  • Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
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This page was last updated: October 2026.

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