Medicare Advantage
UnitedHealthcare's 2027 Medicare Advantage plans in New Orleans: four new, five not returning
NEW ORLEANS — fall 2026. If you have a UnitedHealthcare Medicare Advantage plan in New Orleans, the 2027 lineup looks different from this year's. UnitedHealthcare will offer 11 Medicare Advantage plans in Orleans Parish for 2027, with four plans new for next year, five not returning, and two renamed, according to the CMS Medicare Advantage Landscape Source File for 2027. Here is the full picture — every UnitedHealthcare plan available in the parish next year, by type and drug coverage — and how to check it against your own doctors and prescriptions before the December 7, 2026 enrollment deadline.
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Key takeaways
- UnitedHealthcare will offer 11 Medicare Advantage plans in Orleans Parish for 2027: 9 HMO-POS and 2 PPO, including 8 Special Needs Plans.
- Four of its plans are new for 2027, five from 2026 are not returning, and two were renamed; your plan's Annual Notice of Change explains what applies to you.
- Eight other carriers also offer Medicare Advantage plans in the parish for 2027, for 67 plans in all from every carrier combined.
- You have until December 7, 2026 to change your 2027 coverage; if you do nothing and your plan still exists, it renews automatically on January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Orleans Parish (2026) | 65 | CMS |
| Medicare Advantage plans offered in Orleans Parish (2027) | 67 | CMS |
| Plans not returning for 2027 / new for 2027 | 10 / 12 | CMS |
| Organizations offering Medicare Advantage in Orleans Parish (2026) | 8 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Orleans Parish | 69% | CMS |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer news and education site. We are not UnitedHealthcare, and we do not sell plans.
What is UnitedHealthcare's 2027 Medicare Advantage lineup in New Orleans?
In Orleans Parish — the parish New Orleans sits in — UnitedHealthcare has 11 Medicare Advantage plans for 2027. Of those, 9 are HMO-POS plans and 2 are PPO plans, and 10 include Part D prescription drug coverage. The table below lists every plan by name.
Eight of the 11 are Special Needs Plans (SNPs) — plans built for people with specific situations. In the 2027 lineup, UnitedHealthcare has 6 Dual Eligible SNPs (for people with both Medicare and Medicaid) and 2 Chronic Condition SNPs. There are no Institutional SNPs from this carrier in the parish next year.
Plan availability is set at the parish (county) level by CMS, so these counts apply to anyone with a Medicare address in Orleans Parish, not only to the city of New Orleans itself.
What is new, renamed or not returning for 2027?
Four UnitedHealthcare plans are new to Orleans Parish for 2027: Peoples Health Complete Care Support (HMO-POS C-SNP), Peoples Health Dual Complete LA-S5 (HMO-POS D-SNP), Peoples Health Secure Complete (HMO-POS D-SNP), and Peoples Health Secure Health (HMO-POS D-SNP). Five plans the carrier offered in the parish in 2026 are not returning for 2027.
Two plans kept the same contract but changed names: UHC Dual Complete LA-Q1 (PPO D-SNP) was previously UHC Dual Complete LA-S001 (PPO D-SNP), and UHC Dual Complete LA-Q2 (HMO-POS D-SNP) was previously UHC Dual Complete LA-S003 (HMO-POS D-SNP).
If your current plan is one of the five not returning, you will get a non-renewal notice from the carrier, and you have a special enrollment window to pick a new plan. Everyone else should look for the Annual Notice of Change (ANOC) that arrived (or will arrive) by late September — it spells out what is different about your plan in 2027.
How do I check a 2027 plan against my doctors and prescriptions?
Use the Medicare Plan Finder at medicare.gov. Enter your ZIP code, add your prescriptions and the pharmacy you use, and the tool will show the 2027 cost estimate and whether each drug is on the plan's formulary. You can also call 1-800-MEDICARE (TTY 1-877-486-2048), which is open 24/7.
For doctors and hospitals, the Plan Finder does not confirm networks. Call the plan directly, or check the plan's provider directory on its website, and ask your doctor's office whether they will accept that specific plan in 2027 — not just "UnitedHealthcare." Networks can differ from plan to plan under the same carrier.
A few things to ask about for each plan on your short list:
- Are my doctors and preferred hospital in-network for this exact 2027 plan?
- Are my prescriptions on the 2027 formulary, and at what tier?
- Is my pharmacy a preferred pharmacy for this plan?
- If I travel, how does the plan handle out-of-area care?
When is the deadline and what happens if I do nothing?
The Medicare Annual Enrollment Period runs October 15 through December 7, 2026. Any change you make in that window takes effect January 1, 2027.
If you do nothing and your current plan is offered in 2027, it renews automatically with the changes described in your ANOC. If your plan is not returning, you have a Special Enrollment Period to choose a new plan — but it is still simplest to decide before December 7. A second window, the Medicare Advantage Open Enrollment Period, runs January 1 through March 31, 2027, and lets someone already in a Medicare Advantage plan make one switch.
What is changing in Part D for 2027?
A few program-level numbers are already set for 2027. The Part D out-of-pocket cap rises to $2,400 in 2027 (up from $2,100 in 2026). The maximum Part D deductible a plan can charge is $700 in 2027 (up from $615 in 2026). The Part D national base beneficiary premium for 2027 is $41.33 — that is a formula input CMS uses, not the premium any specific plan charges.
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, had not been announced as of September 2026. CMS typically publishes them later in the fall. Treat anyone quoting a 2027 Part B figure before that announcement with caution.
The Medicare Prescription Payment Plan, which lets you spread drug costs across the plan year in monthly installments, continues in 2027. You can opt in through your Part D plan.
How many other carriers offer Medicare Advantage in Orleans Parish?
Eight other carriers also offer Medicare Advantage plans in Orleans Parish for 2027. Across all carriers combined, there are 67 Medicare Advantage plans available in the parish next year. This article covers only UnitedHealthcare; other carriers are covered in separate pieces on this site.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Orleans Parish
(MA penetration in Orleans Parish)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Orleans Parish for 2027
CMS lists 11 UnitedHealthcare Medicare Advantage plans in Orleans Parish for 2027, alphabetically by carrier. 8 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| UnitedHealthcare 11 plans | |||
| Peoples Health Choices 65 (HMO-POS) | HMO-POS | Yes | Returning |
| Peoples Health Complete Care LA-5 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Returning |
| Peoples Health Complete Care Support (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | New |
| Peoples Health Dual Complete LA-S5 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
| Peoples Health Medicare Advantage Giveback LA-4 (HMO-POS) | HMO-POS | Yes | Returning |
| Peoples Health Medicare Advantage Patriot No Rx LA (HMO-POS) | HMO-POS | No | Returning |
| Peoples Health Secure Complete (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
| Peoples Health Secure Health (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
| UHC Dual Complete LA-Q1 (PPO D-SNP) | PPO D-SNP | Yes | Renamed |
| UHC Dual Complete LA-Q2 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed |
| UHC Dual Complete LA-S4 (PPO D-SNP) | PPO D-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans in Orleans Parish break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
How do I know if my UnitedHealthcare plan is one of the five not returning in New Orleans for 2027?
What is the difference between an HMO-POS and a PPO in UnitedHealthcare's 2027 lineup?
What is a D-SNP or C-SNP?
If I miss December 7, 2026, can I still change plans?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for New Orleans
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): UnitedHealthcare's Orleans Parish plan counts, plan names, SNP types, drug coverage flag, and the new/renamed/not-returning changes year over year.
- CMS — 2027 Part D parameters: the $2,400 out-of-pocket cap, $700 maximum deductible, and $41.33 national base beneficiary premium.
- Medicare.gov — Medicare enrollment periods: the October 15 – December 7, 2026 Annual Enrollment Period dates and the January 1 – March 31 Medicare Advantage Open Enrollment Period.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.