Medicare Advantage
Compare 47 Maryland Medicare Advantage Plans for 2027 From 9 Carriers
BALTIMORE — Maryland residents on Medicare have a defined window this fall to look at their 2027 coverage, and the statewide picture is set. According to CMS Medicare Advantage Landscape Source Files, 47 Medicare Advantage plans will be offered somewhere in Maryland for 2027, spread across 9 carriers. Availability is county by county, so a plan that appears on the statewide list may or may not be sold where you live. The Annual Enrollment Period runs October 15 through December 7, 2026, and the plan you pick in that window takes effect January 1, 2027.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
One call tells you whether your plan is on the list — before enrollment opens.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan on the list? One call tells you — before enrollment opens.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
Key takeaways
- Maryland's 2027 Medicare Advantage landscape includes 47 plans from 9 carriers, with 4 new plans and 20 plans not returning.
- Of the 47 plans, 40 include drug coverage and 17 are Special Needs Plans (13 D-SNP, 2 C-SNP, 2 I-SNP).
- The Annual Enrollment Period is October 15 through December 7, 2026, and a choice made in that window starts January 1, 2027.
- Plan-specific details — premium, copays, drug list, pharmacies and provider network — should be checked in the Medicare Plan Finder at medicare.gov or by calling 1-800-MEDICARE.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Medicare Advantage plans are offered in Maryland for 2027?
Maryland has 47 Medicare Advantage plans offered statewide for 2027, from 9 carriers, per the CMS MA Landscape Source File. Of those, 40 include prescription drug coverage. Compared with the 2026 file, 4 plans are new for 2027 and 20 plans from 2026 are not returning for 2027.
Each count on this page is a statewide tally, with each plan counted once. Because Medicare Advantage is sold at the county level, a Maryland resident in Garrett County and one in Prince George's County will see different menus. The statewide number tells you how much variety exists in the state; the county list in the Medicare Plan Finder tells you what you can actually enroll in.
What plan types and Special Needs Plans are available in Maryland for 2027?
Across Maryland in 2027, the 47 plans break down into 29 HMO plans, 5 HMO-POS plans and 13 PPO plans. Special Needs Plans account for 17 of the 47: 13 Dual Eligible SNPs (D-SNP), 2 Chronic Condition SNPs (C-SNP) and 2 Institutional SNPs (I-SNP).
Plan type matters because it shapes how you use the plan. HMOs generally ask you to use an in-network set of doctors and hospitals; HMO-POS plans add a point-of-service option; PPOs typically allow out-of-network care at a different cost share. Special Needs Plans have eligibility rules — a D-SNP, for example, is for people with both Medicare and Medicaid. If you think you may qualify for a SNP, the carrier can confirm, and the full list is in the plan table on this page.
Which carriers offer Medicare Advantage plans in Maryland for 2027?
Nine carriers offer Medicare Advantage in Maryland for 2027: Alterwood Advantage, CareFirst BlueCross BlueShield Advantage DualPrime, CareFirst BlueCross BlueShield Medicare Advantage, HealthSpring, Humana, Johns Hopkins Advantage MD, Kaiser Permanente, KeyCare Advantage and UnitedHealthcare.
Plan counts per carrier range from one (CareFirst BlueCross BlueShield Advantage DualPrime) to eleven (Kaiser Permanente). Several carriers participate in the D-SNP market, including Alterwood Advantage, CareFirst BlueCross BlueShield Advantage DualPrime, HealthSpring, Johns Hopkins Advantage MD, Kaiser Permanente and UnitedHealthcare. The full carrier-by-carrier breakdown — including plan type and SNP designation — appears in the table on this page; names here are listed in alphabetical order and not ranked.
How do I compare Medicare Advantage plans in my Maryland county for 2027?
To compare 2027 plans in your Maryland county, start at the Medicare Plan Finder on medicare.gov and enter your ZIP code; it will show only plans sold where you live. A short, repeatable process:
1. List your doctors and hospitals. For each plan you are considering, confirm with the provider's office or the plan directory that they are in-network for 2027. 2. List your prescriptions, exact doses. Enter them in the Plan Finder to see each plan's formulary, tier and estimated yearly cost. 3. Check your pharmacies. A pharmacy can be "preferred," "standard" or out-of-network, and the cost differs. 4. Read the Annual Notice of Change (ANOC) your current plan mailed by late September 2026. It lists what is changing on January 1, 2027 — premium, cost sharing, drug list, network. 5. Review the plan's Evidence of Coverage for the rules on referrals, prior authorization and out-of-network care. 6. If you qualify for Extra Help or Medicaid, note it; it affects your drug costs and may make you eligible for a D-SNP.
The 47 statewide plans and 9 carriers above are the universe; your county menu will be a subset.
What should Maryland residents do before December 7, 2026?
Before December 7, 2026, Maryland residents should decide whether to keep their current plan, switch to a different Medicare Advantage plan, or move between Medicare Advantage and Original Medicare (with or without a separate Part D plan). December 7, 2026 is the last day of the Annual Enrollment Period for coverage that starts January 1, 2027.
Even if you are satisfied, it is worth a short check: your medications, doctors or county of residence may have changed, and 20 Maryland plans from 2026 are not returning for 2027. If your current plan is one of them, your carrier will send a non-renewal notice explaining your options and timelines. You do not need to switch for the sake of switching — doing nothing generally keeps you in your current plan if it is returning.
Where can Maryland residents get free help comparing 2027 Medicare plans?
Maryland residents can get free, unbiased help from Medicare itself. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week, including TTY at 1-877-486-2048. Online, medicare.gov hosts the Plan Finder, which lets you enter your ZIP code and prescriptions and see every 2027 plan available in your county, side by side.
You can also contact a plan directly to ask about its network, drug list and rules. Keep notes with dates and the name of the representative you spoke with.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Maryland for 2027
- Alterwood Advantage 7 plans: HMO
- CareFirst BlueCross BlueShield Advantage DualPrime 1 plan: HMO
- CareFirst BlueCross BlueShield Medicare Advantage 5 plans: PPO
- HealthSpring 4 plans: HMO
- Humana 6 plans: HMO, PPO
- Johns Hopkins Advantage MD 7 plans: HMO, PPO
- Kaiser Permanente 11 plans: HMO, HMO-POS
- KeyCare Advantage 2 plans: HMO
- UnitedHealthcare 4 plans: HMO, HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
2027 plan lineup
Medicare Advantage plans in Maryland for 2027
CMS lists 47 Medicare Advantage plans across Maryland for 2027 from 9 carriers, alphabetically by carrier, widest county reach first.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Alterwood Advantage 7 plans | |||
| Alterwood Advantage Dual Secure (HMO D-SNP) | HMO D-SNP | Yes | 20 |
| Alterwood Advantage Dual Value (HMO D-SNP) | HMO D-SNP | Yes | 20 |
| Alterwood Advantage Freedom (HMO) | HMO | No | 20 |
| Alterwood Advantage Choice (HMO) | HMO | Yes | 19 |
| Alterwood Advantage Select (HMO) | HMO | Yes | 19 |
| Alterwood Advantage Choice (HMO) | HMO | Yes | 1 |
| Alterwood Advantage Select (HMO) | HMO | Yes | 1 |
| CareFirst BlueCross BlueShield Advantage DualPrime 1 plan | |||
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP) | HMO D-SNP | Yes | 24 |
| CareFirst BlueCross BlueShield Medicare Advantage 5 plans | |||
| CareFirst BlueCross BlueShield Advantage Salute (PPO) | PPO | No | 24 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO) | PPO | Yes | 18 |
| CareFirst BlueCross BlueShield Advantage Signature (PPO) | PPO | Yes | 18 |
| CareFirst BlueCross BlueShield Advantage Essential (PPO) | PPO | Yes | 16 |
| CareFirst BlueCross BlueShield Advantage Signature (PPO) | PPO | Yes | 6 |
| HealthSpring 4 plans | |||
| HealthSpring Achieve (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| HealthSpring Courage (HMO) | HMO | No | 4 |
| HealthSpring Preferred Plus (HMO) | HMO | Yes | 4 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HMO D-SNP | Yes | 4 |
| Humana 6 plans | |||
| Humana USAA Honor Giveback (PPO) | PPO | No | 16 |
| HumanaChoice H5216-387 (PPO) | PPO | Yes | 14 |
| HumanaChoice H5216-376 (PPO) | PPO | Yes | 13 |
| HumanaChoice H7617-044 (PPO) | PPO | Yes | 13 |
| Humana Gold Plus H6622-081 (HMO) | HMO | Yes | 4 |
| Humana USAA Honor Giveback (HMO) | HMO | No | 4 |
| Johns Hopkins Advantage MD 7 plans | |||
| Johns Hopkins Advantage MD (HMO) | HMO | Yes | 10 |
| Johns Hopkins Advantage MD (PPO) | PPO | Yes | 10 |
| Johns Hopkins Advantage MD D-SNP (HMO D-SNP) | HMO D-SNP | Yes | 10 |
| Johns Hopkins Advantage MD Plus (PPO) | PPO | Yes | 10 |
| Johns Hopkins Advantage MD Tribute (HMO) | HMO | No | 10 |
| Johns Hopkins Advantage MD Access (PPO) | PPO | Yes | 5 |
| Johns Hopkins Advantage MD BMORE Balanced (HMO D-SNP) | HMO D-SNP | Yes | 1 |
| Kaiser Permanente 11 plans | |||
| Kaiser Permanente Medicare Advantage High MD (HMO-POS) | HMO-POS | Yes | 11 |
| Kaiser Permanente Medicare Advantage Liberty (HMO) | HMO | No | 11 |
| Kaiser Permanente Dual Complete Plan 2 MD (HMO D-SNP) | HMO D-SNP | Yes | 6 |
| Kaiser Permanente Dual Essential Plan 2 MD (HMO D-SNP) | HMO D-SNP | Yes | 6 |
| Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS) | HMO-POS | Yes | 6 |
| Kaiser Permanente Dual Complete Plan 1 MD (HMO D-SNP) | HMO D-SNP | Yes | 5 |
| Kaiser Permanente Dual Essential Plan 1 MD (HMO D-SNP) | HMO D-SNP | Yes | 5 |
| Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) | HMO-POS | Yes | 5 |
| Kaiser Permanente Medicare Advantage Value 1 MD (HMO) | HMO | Yes | 5 |
| Kaiser Permanente Medicare Advantage Value 2 MD (HMO) | HMO | Yes | 3 |
| Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS) | HMO-POS | Yes | 2 |
| KeyCare Advantage 2 plans | |||
| KeyCare Advantage (HMO I-SNP) | HMO I-SNP | Yes | 7 |
| KeyCare Advantage Plus (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| UnitedHealthcare 4 plans | |||
| UHC Dual Complete MD-S002 (HMO D-SNP) | HMO D-SNP | Yes | 16 |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) | PPO I-SNP | Yes | 15 |
| UHC Dual Complete MD-Q001 (HMO D-SNP) | HMO-POS D-SNP | Yes | 5 |
| UHC Dual Complete MD-S002 (HMO D-SNP) | HMO D-SNP | Yes | 5 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
How many Medicare Advantage plans will be offered in Maryland for 2027?
When is the 2027 Annual Enrollment Period?
What if my current Maryland Medicare Advantage plan is not returning in 2027?
Where can I compare 2027 plan details like premiums and drug coverage?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): statewide Maryland plan counts, carrier counts, plan types and SNP counts.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): year-over-year comparison, including new and non-returning plans.
- Medicare.gov — Medicare enrollment periods: Annual Enrollment Period dates and January 1, 2027 effective date.
- Medicare.gov — Medicare Plan Finder: county-level plan availability, premiums, drug lists and provider look-ups.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
- No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
- AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
- Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
- Correction transparency. We fix errors openly and note when a page was last updated.
- Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.
This page was last updated: October 2026.