Medicare Advantage

Compare 98 Nevada Medicare Advantage Plans for 2027 From 12 Carriers

CARSON CITY, Nev. — Nevadans on Medicare have 98 Medicare Advantage plans to compare for the 2027 plan year, offered statewide by 12 carriers, according to the Centers for Medicare & Medicaid Services Landscape Source Files for CY2027. Availability is set county by county, so a plan listed statewide may or may not be sold where you live. The window to choose runs October 15 through December 7, 2026, and a selection made during that window takes effect January 1, 2027.

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How many Medicare Advantage plans are offered in Nevada for 2027?

Nevada has 98 Medicare Advantage plans available statewide for 2027, offered by 12 carriers, per the CMS MA Landscape Source File for CY2027. Of those 98, 91 include Part D prescription drug coverage. Fourteen plans are new for 2027, and 21 plans that were offered in 2026 are not returning.

The statewide count tells you how much there is to look at; it does not tell you which plans serve your ZIP code. A resident of Clark County, Washoe County, or a rural county such as Elko or Nye will see a smaller subset of the 98 when they search their address on the Medicare Plan Finder. That is normal — Medicare Advantage is sold on a county-by-county basis.

What types of Medicare Advantage plans and Special Needs Plans are available in Nevada for 2027?

Among the 98 Nevada plans for 2027, the breakdown by type is 53 HMO plans, 22 HMO-POS plans, and 23 PPO plans, according to the CMS Landscape file. Special Needs Plans account for a meaningful share: 22 Dual Eligible Special Needs Plans (D-SNP), 17 Chronic Condition Special Needs Plans (C-SNP), and 1 Institutional Special Needs Plan (I-SNP).

The plan type matters because it shapes how you use the plan. HMOs generally organize care around a defined network; HMO-POS plans build in a point-of-service option; PPOs typically allow in- and out-of-network use with different cost sharing. SNPs are limited to people who meet specific eligibility — for example, having both Medicare and Medicaid (D-SNP), living with a qualifying chronic condition (C-SNP), or residing in a qualifying institutional setting (I-SNP). The Medicare Plan Finder will show which SNPs you qualify for when you enter your details.

Which carriers offer Medicare Advantage plans in Nevada for 2027?

Twelve carriers are listed for Nevada in the CMS 2027 Landscape file: Aetna (CVS Health), Alignment Health Plan, Centene (WellCare), Champion Health Plan, Elevance Health (Anthem), HealthSpring, Humana, Kaiser Permanente, Prominence Health Plan, SCAN Health Plan, Select Health, and UnitedHealthcare. The full carrier table on this page shows each carrier's statewide plan count and plan types.

Carrier counts range widely. UnitedHealthcare lists 20 plans statewide and Humana lists 17; smaller footprints include Centene (WellCare) and HealthSpring with 2 plans each. Nine of the 12 carriers offer at least one D-SNP somewhere in the state. None of this is a ranking — it is simply what CMS has on file. Which carriers serve your county is a separate question answered by the Plan Finder.

How do I compare Medicare Advantage plans in my Nevada county for 2027?

Start with your own county, not the statewide list. The step-by-step below works whether you live in Las Vegas, Reno, Pahrump, or Ely:

1. Read your Annual Notice of Change (ANOC). If you are already in a Medicare Advantage plan, your carrier mails the ANOC in September. It spells out what changes on January 1, 2027 — premium, deductible, copays, drug tier placement, and network. 2. List your doctors and hospitals. Write them down before you shop so you can check each plan's directory. 3. List your prescriptions. Include dose and frequency. Each plan has its own formulary and tier structure. 4. List your preferred pharmacies. Costs can differ between preferred, standard, and mail-order pharmacies within the same plan. 5. Use the Medicare Plan Finder at medicare.gov. Enter your ZIP code and drugs. The tool shows the plans available in your county, estimated yearly drug cost, premiums, deductibles, and star ratings. It will also flag whether your providers are in-network, where that data is available. 6. Confirm with the plan directly. Call the carrier or read the plan's Evidence of Coverage to verify networks and benefits before you enroll.

Twenty-one plans offered in 2026 are not returning for 2027. If yours is among them, you will receive a non-renewal notice and will need to pick a new plan or return to Original Medicare.

What should Nevada residents do before December 7, 2026?

Before December 7, 2026, review your current coverage against the plans available in your county for 2027 and make any change through medicare.gov, 1-800-MEDICARE, or directly with the plan. A selection made during the October 15 – December 7, 2026 Annual Enrollment Period takes effect January 1, 2027.

A short checklist:

• Open the ANOC when it arrives.
• Confirm your doctors, hospitals, prescriptions, and pharmacies.
• Run your drug list through the Medicare Plan Finder.
• Note whether your 2026 plan is on the "not returning" list of 21.
• If you are newly interested in a SNP, check whether you meet the eligibility rules.

There is no penalty for keeping what you have if it still fits, and no advantage to rushing. The date is simply the date.

Where can Nevadans get free help comparing 2027 Medicare Advantage plans?

Free, official help is available from Medicare itself. Visit medicare.gov to use the Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, seven days a week. Help is available in multiple languages.

You can also contact any carrier on the Nevada list directly to request a plan's Evidence of Coverage, provider directory, or formulary. Reading the source document from the plan is the most accurate way to understand what you are buying.