Medicare Advantage

Humana's Medicare Advantage roster in Oklahoma City for 2027: 17 plans, one exit, three new names

OKLAHOMA CITY — Fall 2026. If you have a Humana Medicare Advantage plan in Oklahoma City, your 2027 Annual Notice of Change (ANOC) is landing right about now — and this year it comes with a few twists worth a careful read. Humana is offering 17 Medicare Advantage plans in Oklahoma County for 2027, down by one from this year, with three plans carrying new names and no brand-new plans added to the local lineup. The Annual Enrollment Period runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027.

MyMedicarePlans.org is an independent consumer site. We are not Humana, and Humana is one of eight carriers selling Medicare Advantage in Oklahoma County next year (59 Medicare Advantage plans in total across all carriers, per the CMS Landscape file).

How many Humana Medicare Advantage plans are offered in Oklahoma City for 2027?

In Oklahoma County — the county Oklahoma City sits in — Humana is offering 17 Medicare Advantage plans for 2027. By plan type that breaks down to 14 PPOs, 2 HMOs and 1 Private Fee-for-Service (PFFS) plan, and every one of the 17 includes Part D prescription drug coverage built in.

That is one fewer Humana plan than the carrier offered in Oklahoma County in 2026. The table below lists every Humana plan available next year, with its plan type and whether drug coverage is included.

Keep in mind Humana is not the only choice. The CMS Landscape file shows eight carriers in Oklahoma County for 2027, offering 59 Medicare Advantage plans in total.

Which Humana Special Needs Plans are available in Oklahoma County for 2027?

Humana is offering seven Special Needs Plans (SNPs) in Oklahoma County for 2027. SNPs are Medicare Advantage plans designed for people who meet specific eligibility rules.

The breakdown:

• 3 Dual-eligible SNPs (D-SNPs) — for people enrolled in both Medicare and Medicaid. In the roster these appear as the HumanaChoice SNP-DE plans.
• 3 Chronic condition SNPs (C-SNPs) — for people living with diabetes or a chronic heart condition. These are the Humana Gold Plus - Diabetes and Heart (HMO C-SNP) and the two HumanaChoice - Diabetes and Heart (PPO C-SNP) plans.
• 0 Institutional SNPs (I-SNPs) this year.

You have to meet the plan's eligibility rules to join a SNP. Medicare.gov and 1-800-MEDICARE can confirm whether you qualify.

What is new, renamed or not returning in Humana's Oklahoma City lineup for 2027?

For 2027, Humana has 0 brand-new plans, 1 plan not returning, and 3 renamed plans in Oklahoma County. Here is what changed:

• Renamed: Humana Essentials Plus Giveback (PPO) was HumanaChoice Giveback H7617-056 (PPO) in 2026.
• Renamed: Humana Total Complete (HMO) was Humana Gold Plus H6622-032 (HMO) in 2026.
• Renamed: Humana Value Choice (PPO) was Humana Full Access H7617-053 (PPO) in 2026.

A new name does not automatically mean a new plan — but it also does not mean the benefits are identical. Your Annual Notice of Change is the document that lists what shifted: premium, deductible, copays, drug tiers, provider network, or extras. If a renamed plan is yours, read it line by line.

Humana also has one plan from its 2026 Oklahoma County lineup that is not being offered in 2027. If that is the plan you are on, you will receive a non-renewal notice from Humana and you have a Special Enrollment Period to choose something else.

How do I check a Humana plan against my doctors and prescriptions before December 7?

Use the official Medicare Plan Finder at Medicare.gov — it is the only tool that pulls each plan's current formulary and provider network together in one place. Here is the shortest path:

1. Go to Medicare.gov and sign in (or create an account so your drug list saves). 2. Enter your Oklahoma City ZIP code and choose Medicare Advantage. 3. Add every prescription you take, with dose and quantity, and your preferred pharmacy. 4. Open each Humana plan you're considering and check two things: whether your doctors and hospitals are listed as in-network, and whether every drug on your list is covered and at what tier. 5. Call the doctor's office to double-confirm they will accept the specific plan for 2027 — directories can lag.

If you prefer a human, call 1-800-MEDICARE (1-800-633-4227), available 24/7. For plan-specific questions, Humana's member services number is on the back of your current ID card and inside your ANOC.

What 2027 Medicare numbers should I know while I compare?

CMS has confirmed a few program-wide figures for 2027 that affect what you'll pay for drugs:

• Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026). Once your out-of-pocket spending on covered drugs hits this cap, you pay $0 for the rest of the year.
• Part D maximum deductible: $700 in 2027 (up from $615 in 2026). Plans can charge less, but not more.
• Part D national base beneficiary premium: $41.33 for 2027. This is a formula input used across the program; it is not what any specific plan charges.
• The Medicare Prescription Payment Plan — the option to spread your drug costs across monthly installments instead of paying at the pharmacy — continues in 2027.

The 2027 Part B standard premium and deductible and the 2027 IRMAA income brackets have not been announced yet. CMS typically publishes those in the fall, usually in November. We'll update coverage when they do; be wary of anyone quoting them as fixed today.

What happens if I don't do anything by December 7?

If your Humana plan is returning for 2027, you stay enrolled in it automatically on January 1 — with whatever changes are listed in your ANOC. Nothing is cancelled for inaction.

The exception is the one Humana plan not returning in Oklahoma County for 2027. If you are on that plan, Humana must notify you, and you'll have a Special Enrollment Period to pick another plan or return to Original Medicare without being locked out.

If you want a different plan — Humana or otherwise — the window to switch is October 15 through December 7, 2026. Medicare Advantage members also get a second window, the Medicare Advantage Open Enrollment Period from January 1 through March 31, 2027, to make one change.