Medicare Advantage

Compare 95 Oregon Medicare Advantage Plans for 2027 From 14 Carriers

SALEM, Ore. — Oregonians on Medicare have 95 Medicare Advantage plans to look at for 2027, offered by 14 carriers, according to the Centers for Medicare & Medicaid Services Landscape Source Files for CY2027. Availability still works county by county, so a plan on the statewide list may or may not be sold where you live. The Annual Enrollment Period runs October 15 through December 7, 2026, and a choice made during that window takes effect January 1, 2027.

How many Medicare Advantage plans are offered in Oregon for 2027?

Oregon has 95 Medicare Advantage plans from 14 carriers for 2027, based on the CMS MA Landscape Source File for CY2027. Of those plans, 25 are new for 2027 and 31 did not return from 2026. Eighty-four of the 95 plans include prescription drug coverage. Each plan is sold in specific counties, so the number you can actually choose from in your own ZIP code will be smaller than the statewide count. The table on this page shows every plan with its carrier and plan type; the prose here just summarizes what is in that table.

What plan types and Special Needs Plans are available in Oregon for 2027?

Across Oregon in 2027, the 95 Medicare Advantage plans break down into 38 HMO plans, 17 HMO-POS plans, and 40 PPO plans, with 7 D-SNP, 13 C-SNP, and 6 I-SNP Special Needs Plans counted inside that total. HMO plans typically use a defined network and often a primary care referral model; HMO-POS plans add a point-of-service option; PPO plans allow some out-of-network use under the plan's rules. Special Needs Plans are limited to people who meet the eligibility category: D-SNP for people with both Medicare and Medicaid, C-SNP for people with qualifying chronic conditions, and I-SNP for people who live in an institution or need an institutional level of care. The specific rules for each plan live in that plan's Evidence of Coverage.

Which carriers offer Medicare Advantage plans in Oregon for 2027?

Fourteen carriers offer Medicare Advantage in Oregon for 2027: Aetna (CVS Health), AgeRight Advantage, AllCare Advantage, ATRIO Health Plans, CareOregon Advantage, Centene (WellCare), Devoted Health, Humana, Kaiser Permanente, PacificSource Medicare, Regence BlueCross BlueShield of Oregon, Samaritan Advantage Health Plans, SCAN Health Plan, and UnitedHealthcare. Plan counts per carrier range from a single plan at AllCare Advantage, CareOregon Advantage, and Samaritan Advantage Health Plans to 23 plans at Devoted Health and 15 at ATRIO Health Plans. The carrier table on this page lists each company's plan count and plan types, including which carriers offer a D-SNP in Oregon (AllCare Advantage, ATRIO Health Plans, CareOregon Advantage, Centene, PacificSource Medicare, and Samaritan Advantage Health Plans each include at least one D-SNP in their Oregon lineup).

How do I compare Medicare Advantage plans in my own Oregon county for 2027?

Comparing plans in your Oregon county for 2027 starts at the Medicare Plan Finder on medicare.gov, where you enter your ZIP and see only the plans actually sold where you live. Work through it in a consistent order so each plan is judged on the same facts.

1. Doctors and clinics. List the primary care provider and specialists you want to keep, then check each plan's current provider directory to confirm they are in-network for 2027. 2. Hospitals. Confirm the hospital system you prefer is contracted with the plan. 3. Prescriptions. Enter every drug you take, with dose and quantity, into Plan Finder. The tool will show each plan's formulary tier, restrictions, and total yearly cost estimate for your list. 4. Pharmacies. Add the pharmacy you actually use, including mail order if that matters, because pharmacy status affects your drug costs under the plan. 5. Annual Notice of Change (ANOC). If you already have a Medicare Advantage or Part D plan, read the ANOC your plan mailed in September. It spells out what is changing for 2027 — including whether your plan is one of the 31 Oregon plans not returning. 6. Evidence of Coverage. For any plan you are seriously considering, open the EOC on the plan's website for the full rules.

Make the same checks for every plan on your shortlist so you are comparing like with like.

What should I do before December 7, 2026, if I have Medicare in Oregon?

Before December 7, 2026, Oregonians with Medicare should confirm whether their current plan is continuing into 2027 and compare it against the other plans offered in their county. The Annual Enrollment Period runs October 15 through December 7, 2026, and any election you make in that window takes effect January 1, 2027. If you take no action and your current plan is renewing, you generally stay in it for 2027; if your plan is among the 31 Oregon plans not returning for 2027, your ANOC and plan notice will explain your options. Doing nothing is a valid choice only if your plan is renewing and still fits your doctors, drugs, and pharmacies.

Where can Oregonians get free help comparing Medicare plans for 2027?

Oregonians can get free help comparing 2027 Medicare plans from two official sources: medicare.gov and 1-800-MEDICARE (TTY 1-877-486-2048), which is staffed 24 hours a day, seven days a week. The Medicare Plan Finder at medicare.gov is the official tool for county-level plan details, drug pricing with your specific prescriptions, and pharmacy comparisons. For questions about a specific plan's benefits or network, call the plan directly using the number on its website or in its Summary of Benefits.