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HomeMedicare AdvantageGeorgiaAtlantaBefore December 7: vetting a Fulton County MA plan

Medicare Advantage

Before December 7: vetting a Fulton County MA plan

ATLANTA — As the Annual Enrollment Period runs October 15 through December 7, 2026, Humana is offering 27 Medicare Advantage plans in Fulton County, the county Atlanta sits in, for coverage that starts January 1, 2027. Four of those plans are new for 2027, and two Humana plans offered this year are not returning. If you are a Humana member, your Annual Notice of Change (ANOC) tells you exactly what is shifting in your plan — and the weeks before December 7 are the window to check whether your doctors and prescriptions still line up.

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2027 PLAN ALERT

Medicare Advantage plans in your area are changing or leaving for 2027.

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Key takeaways

  • Humana is offering 27 Medicare Advantage plans in Fulton County for 2027, including 4 that are new and 2 that will not return from 2026.
  • The full Humana lineup for Atlanta — by plan type, Special Needs status and drug coverage — is in the table below this article.
  • Humana is one of 10 carriers selling Medicare Advantage plans in Fulton County for 2027; together those carriers offer 90 plans.
  • Use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE to check any plan against your doctors and prescriptions before December 7, 2026.
2027 plan lineupAtlanta, GA
Video: MAdrian78 Video by MAdrian78 on Pixabay
Key facts: Medicare in Atlanta, Georgia (data as of 2026-06-01)
FactFigureSource
Medicare Advantage plans offered in Fulton County (2026)97CMS
Medicare Advantage plans offered in Fulton County (2027)90CMS
Plans not returning for 2027 / new for 202716 / 9CMS
Organizations offering Medicare Advantage in Fulton County (2026)12CMS
Share of eligible beneficiaries in Medicare Advantage, Fulton County55%CMS
Residents age 65 and older, Fulton County136,734U.S. Census Bureau
Part B standard monthly premium (2026)$202.90Medicare.gov
Part D out-of-pocket cap (2026)$2,100CMS
Part D out-of-pocket cap (2027)$2,400CMS
Annual Enrollment Period (for 2027 coverage)October 15 – December 7, 2026Medicare.gov
Medicare Advantage Open Enrollment PeriodJanuary 1 – March 31Medicare.gov

Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.

MyMedicarePlans.org is an independent consumer site, not Humana and not Medicare. We publish city-by-city snapshots using the CMS Medicare Advantage Landscape Source Files so you can see what is on offer in your county before you shop.

What Humana Medicare Advantage plans are available in Atlanta for 2027?

Humana is offering 27 Medicare Advantage plans in Fulton County for 2027. By plan type, that breaks down to 6 HMO plans, 20 PPO plans (including regional PPOs) and 1 PFFS plan. Twenty-two of the 27 include Part D drug coverage; the rest are medical-only Medicare Advantage plans, which are usually chosen by people who already get drug coverage another way (for example, through VA benefits).

The full roster — every Humana plan name, its type and whether it includes drug coverage — is in the table below this article. Plan names in that table are spelled exactly as CMS lists them, which is also how they appear on medicare.gov.

What is new or not returning from Humana in Fulton County for 2027?

Four Humana plans are new for 2027 in Fulton County, and two 2026 Humana plans are not being offered again. The new 2027 plans listed in the CMS file include Humana Kidney Care (PPO C-SNP), an additional Humana Together in Health (PPO I-SNP) offering, and HumanaChoice H7617-114 (PPO).

If you are already a Humana member, the specifics of what is changing in your current plan — cost shares, drug list, provider network, extra benefits — live in your ANOC, which plans mail by late September. Read it alongside this year's Evidence of Coverage before you decide to keep, switch or drop a plan.

Does Humana offer Special Needs Plans in Atlanta?

Yes. For 2027, Humana's Fulton County lineup includes 9 Special Needs Plans (SNPs): 4 Dual Eligible SNPs (D-SNPs) for people with both Medicare and Medicaid, 3 Chronic Condition SNPs (C-SNPs) for people with qualifying conditions such as diabetes, heart conditions or kidney disease, and 2 Institutional SNPs (I-SNPs) for people who live in or need the level of care provided in a long-term care facility.

SNPs have eligibility rules. You can only enroll if you meet the condition the plan is built for, and some SNPs require documentation (for example, Medicaid status or a doctor's confirmation of a chronic condition). The plan or 1-800-MEDICARE can tell you whether you qualify.

How do I check a Humana plan against my doctors and prescriptions before December 7?

The most reliable way is the Medicare Plan Finder at medicare.gov. Enter your ZIP code, add your prescriptions and your preferred pharmacies, and the tool will show how each plan handles your specific drug list. For doctors and hospitals, confirm the network two ways: check the plan's online provider directory, then call your doctor's billing office and ask whether they will be in-network for the specific 2027 Humana plan you are considering. Networks and drug lists can change year to year, so last year's answer is not necessarily this year's.

If you prefer to talk to a person, 1-800-MEDICARE (TTY 1-877-486-2048) is open 24/7 and can walk you through plans in your area without steering you to a specific one.

What else should Atlanta shoppers know about 2027 costs and deadlines?

Some 2027 figures are already set by CMS. The Part D out-of-pocket cap rises to $2,400 in 2027 (up from $2,100 in 2026), and the Part D maximum deductible rises to $700 in 2027 (up from $615 in 2026). The Part D national base beneficiary premium for 2027 is $41.33 — that is a formula input Medicare uses, not what any specific plan charges.

Two commonly asked-about numbers are not out yet: the 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets. CMS typically publishes those in the fall, usually in November. Watch medicare.gov for the official announcement rather than relying on estimates.

The Annual Enrollment Period runs October 15 – December 7, 2026, and any change you make takes effect January 1, 2027. If you do nothing, your current plan renews for 2027 as described in the ANOC — assuming it is being offered again. If it is not, Medicare will send a notice and you will have a Special Enrollment Period to pick something else.

Who else sells Medicare Advantage in Fulton County for 2027?

Humana is one of 10 carriers offering Medicare Advantage plans in Fulton County for 2027. All carriers together offer 90 plans in the county. If you want to compare Humana's lineup against what other insurers are selling in Atlanta, the Medicare Plan Finder lets you filter by carrier and plan type side by side.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

By the numbers

How people get Medicare in Fulton County

55% are on Medicare Advantage
(MA penetration in Fulton County)
55%
45%
Medicare Advantage Medicare Supplement (Medigap) Original Medicare only
U.S. average

MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.

2027 plan lineup

Humana Medicare Advantage plans in Fulton County for 2027

CMS lists 27 Humana Medicare Advantage plans in Fulton County for 2027, alphabetically by carrier. 9 other carriers also offer plans there.

PlanTypeDrug coverageFor 2027
Humana 27 plans
Humana Dual Select H5216-206 (PPO D-SNP)PPO D-SNPYesReturning
Humana Full Access R0110-020 (Regional PPO)PPOYesReturning
Humana Gold Choice H8145-069 (PFFS)PFFSYesReturning
Humana Gold Plus Giveback H4141-022 (HMO)HMOYesReturning
Humana Gold Plus H4141-015 (HMO)HMOYesReturning
Humana Gold Plus H4141-017 (HMO)HMOYesReturning
Humana Gold Plus H4141-023 (HMO)HMOYesReturning
Humana Gold Plus SNP-DE H4141-003 (HMO D-SNP)HMO D-SNPYesReturning
Humana Gold Plus SNP-DE H4141-024 (HMO D-SNP)HMO D-SNPYesReturning
Humana Kidney Care (PPO C-SNP)PPO C-SNPYesNew
Humana Kidney Care (PPO C-SNP)PPO C-SNPYesNew
Humana Together in Health (PPO I-SNP)PPO I-SNPYesReturning
Humana Together in Health (PPO I-SNP)PPO I-SNPYesNew
Humana USAA Honor Giveback (PPO)PPONoReturning
Humana USAA Honor Giveback (PPO)PPONoReturning
Humana USAA Honor Giveback (PPO)PPONoReturning
HumanaChoice - Diabetes and Heart (PPO C-SNP)PPO C-SNPYesReturning
HumanaChoice Giveback H5216-154 (PPO)PPOYesReturning
HumanaChoice Giveback H5216-345 (PPO)PPOYesReturning
HumanaChoice Giveback H7617-094 (PPO)PPOYesReturning
HumanaChoice H5216-157 (PPO)PPONoReturning
HumanaChoice H5216-280 (PPO)PPOYesReturning
HumanaChoice H5216-421 (PPO)PPOYesReturning
HumanaChoice H7617-093 (PPO)PPOYesReturning
HumanaChoice H7617-114 (PPO)PPOYesNew
HumanaChoice R0110-019 (Regional PPO)PPONoReturning
HumanaChoice SNP-DE H5216-205 (PPO D-SNP)PPO D-SNPYesReturning

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

The 2027 choices, by type

How Humana Medicare Advantage plans in Fulton County break down for 2027

27
Medicare Advantage plans
6
HMO plans
20
PPO plans
1
PFFS plans
4
Dual Special Needs (D-SNP)
3
Chronic-condition (C-SNP)

HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

Key dates

Medicare enrollment periods at a glance

  • Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
  • October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
  • January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
  • January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
  • VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.

Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.

Compare with a licensed agent

See Medicare options serving Atlanta & speak with a licensed agent

Medicare Advantage companies in Fulton County

By local enrollment size · informational, not a ranking
CompanyLocal enrollmentPlans offeredLocal agentsAction
HumanaNational—Yes
UnitedHealthcareNational—Yes
Aetna (CVS Health)National—Yes
Kaiser PermanenteRegional—Yes
Elevance Health (Anthem)National—Yes
Devoted Health IncRegional—Yes
Enrollment data: CMS Medicare Advantage enrollment by company (county level). Listed by enrollment size, largest first — this is not a ranking, recommendation, or endorsement of any company or plan.

Provided by licensed insurance partners; MyMedicarePlans.org may be compensated. Not a ranking or endorsement of any plan.

Explore

When can you enroll? An interactive year

JFMAMJJASOND
October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

Explore

The parts of Medicare

Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no premium for Part A.

Good to know

Frequently asked questions

Do I have to do anything if I like my current Humana plan?
No. If your plan is being offered again in 2027, it renews automatically on January 1, 2027 with the changes described in the Annual Notice of Change that Humana mailed you. Read the ANOC so you are not surprised by changes to the drug list, network or cost sharing.
What happens if my 2026 Humana plan is one of the two not returning?
Humana and Medicare will send you a notice. You will qualify for a Special Enrollment Period to choose a different Medicare Advantage plan or return to Original Medicare with a stand-alone Part D plan. Do not wait until the last week of the Annual Enrollment Period if you can avoid it.
How do I confirm my doctor takes a specific Humana plan in 2027?
Check the plan's online provider directory for 2027, then call your doctor's office and ask whether they will be in-network for that specific plan name and contract number next year. Networks can change on January 1, so a yes for 2026 is not automatically a yes for 2027.
Where can I get help that is not a sales pitch?
Medicare.gov's Plan Finder and 1-800-MEDICARE (TTY 1-877-486-2048, 24/7) will show you plans in Fulton County without steering you toward any one of them. They can also confirm Special Needs Plan eligibility and explain how Part D works alongside Medicare Advantage. --- Before December 7, 2026, take 20 minutes with your prescription list and your doctors' names and run them through medicare.gov's Plan Finder. That is the single most useful thing an Atlanta shopper can do this fall — whether you end up staying with your current plan or switching to another one.
Sources & further reading
  • CMS — MA Landscape Source File (plan-level availability by county)
  • CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Also for Atlanta

Sources and methodology

Figures cited in this article

  • CMS Medicare Advantage Landscape Source Files (plan years 2026 and 2027): plan counts, plan names, plan types, SNP status and drug coverage for Humana in Fulton County, and the year-over-year count of new plans and plans not returning.
  • Medicare.gov: the Annual Enrollment Period dates, the Medicare Plan Finder, and 1-800-MEDICARE.
  • CMS Part D program announcements: the 2027 Part D out-of-pocket cap, maximum deductible and national base beneficiary premium, and the 2026 figures used for comparison.

How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.

By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Content Integrity Standards

  • No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
  • No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
  • AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
  • Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
  • Correction transparency. We fix errors openly and note when a page was last updated.
  • Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.

This page was last updated: October 2026.

Medicare plans in your area changing for 2027 — check yoursCall