Medicare Advantage

Indianapolis Medicare Advantage in 2027: 15 new plans, 14 not coming back

For 2027, Indianapolis is looking at 79 Medicare Advantage plans: 15 new, 14 gone since 2026, and 29 still here but changed on premium, deductible, plan type or name, 7 of them under a new name. Below, how the lineup shifted in Marion County and what to compare, with no plan ranked or recommended.

INDIANAPOLIS — As the Annual Enrollment Period for 2027 Medicare coverage opens Oct. 15, 2026, the Medicare Advantage lineup serving Indianapolis is shifting again. In Marion County, where Indianapolis sits, 14 plans will not return next year, 15 new plans are joining the market, and more than four dozen plans continue — some with changes buried in their Annual Notice of Change.

If you have a Medicare Advantage plan now, that notice from your insurer is the single most important piece of mail you will get this fall. It explains what is changing — or whether your plan is going away entirely.

What the Indianapolis-area lineup looks like for 2027

Medicare Advantage availability is set at the county level. Indianapolis is in Marion County, where 11 carriers are offering a combined 78 Medicare Advantage plans for 2027. By plan type, that breaks down to 21 HMOs, 13 HMO-POS plans, 43 PPOs and 1 PFFS plan. Twenty-nine of the 78 are Special Needs Plans (SNPs) — plans built for people with specific chronic conditions, people who also qualify for Medicaid, or people living in a nursing facility. All 78 include prescription drug coverage.

The carriers active in the county for 2027 are Aetna (CVS Health), American Health Advantage of Indiana, Centene (WellCare), Communicare Advantage, Devoted Health, Elevance Health (Anthem), Humana, MyTruAdvantage, Provider Partners Health Plans, UnitedHealthcare and Zing Health. The table below lists every plan by carrier.

The 15 plans new for 2027

Fifteen Medicare Advantage plans are being offered in Marion County for the first time next year. In alphabetical order by carrier, they are:

• Aetna (CVS Health): Aetna Medicare Chronic Care (HMO C-SNP)
• Devoted Health: DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 022 IN (PPO C-SNP); DEVOTED CHOICE GIVEBACK EXTRAS 023 IN (PPO)
• Elevance Health (Anthem): Anthem Medicare Advantage 6 (HMO-POS); Anthem Medicare Advantage 7 (HMO-POS)
• Humana: Humana Essentials Plus Giveback (PPO); Humana Gold Plus H5619-189 (HMO-POS); Humana PathWays Dual Care NFLOC (HMO-POS D-SNP); Humana Senior Living Plan (PPO I-SNP); Humana Together in Health (PPO I-SNP) — two entries; Humana Value Choice (PPO); HumanaChoice Giveback H5216-481 (PPO)
• Provider Partners Health Plans: Provider Partners Indiana Community Plan (HMO I-SNP)
• Zing Health: Zing Elite Balance IN-MI (HMO C-SNP)

A new plan is not automatically a better fit than one you already have. Compare the plan documents and the Medicare Plan Finder on medicare.gov for the specifics.

The 14 plans not returning after 2026

Fourteen plans currently sold in Marion County will not be offered in 2027. If you are enrolled in one of these, your insurer must send you a non-renewal notice:

• Centene (WellCare): Wellcare Assist (HMO-POS); Wellcare Assist Open (PPO); Wellcare Patriot Giveback Open (PPO)
• Humana: Humana Gold Choice H8145-032 (PFFS); Humana Gold Plus Chronic Kidney Disease (HMO C-SNP); Humana Gold Plus H5619-049 (HMO-POS); Humana Together in Health (PPO I-SNP); Humana USAA Honor Giveback with Rx (PPO) — two entries; HumanaChoice Giveback H5216-309 (PPO); HumanaChoice Giveback H7617-003 (PPO); HumanaChoice H5216-114 (PPO)
• Provider Partners Health Plans: Provider Partners Indiana Community Plan (HMO I-SNP)
• UnitedHealthcare: AARP Medicare Advantage from UHC IN-0007 (PPO)

If your plan is on this list, you have a Special Enrollment Period that lets you choose another Medicare Advantage plan or move back to Original Medicare (and add a stand-alone Part D plan) without waiting for a future enrollment window. That SEP generally runs from Dec. 8, 2026 through the end of February 2027. If you do nothing, you will lose Medicare Advantage coverage on Jan. 1, 2027 and return to Original Medicare — without a Part D drug plan unless you sign up for one.

Renames and quieter changes

Seven plans are keeping essentially the same identity but under a new name — including, for example, UHC Dual Complete IN-Q1 (PPO D-SNP), which was UHC Dual Complete IN-D001 (PPO D-SNP), and Humana Full Access (PPO), which was Humana Full Access H5216-192 (PPO). A rename alone does not change your coverage, but it can be confusing when you compare documents side by side.

Separately, 22 continuing plans have at least one change for 2027 on premium, deductible, type or name. That is the kind of detail your Annual Notice of Change spells out. Read it before you decide whether to stay or switch.

Dates and dollars for 2027

The Annual Enrollment Period runs Oct. 15 through Dec. 7, 2026. A change made in that window takes effect Jan. 1, 2027. If you take no action, your current plan simply renews — assuming it is being offered next year — with whatever changes its ANOC describes.

A few program-level 2027 figures CMS has confirmed:

• Part D out-of-pocket cap: $2,400 in 2027 (it is $2,100 in 2026).
• Part D maximum deductible: $700 in 2027 (it is $615 in 2026).
• Part D national base beneficiary premium: $41.33 for 2027 (this is a formula input, not what any one plan charges).

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes those figures later in the fall.

If you miss the Dec. 7 window, the Medicare Advantage Open Enrollment Period (Jan. 1 – March 31, 2027) still gives Medicare Advantage members one chance to switch to another MA plan or to drop MA and return to Original Medicare.