Medicare Advantage

Humana's Medicare Advantage lineup in San Antonio for 2027: every plan, by type

San Antonio — October 2026. If you have a Humana Medicare Advantage plan in San Antonio, or you are weighing one for next year, the 2027 lineup is now set. Humana will offer 24 Medicare Advantage plans in Bexar County, the county San Antonio sits in, for the plan year that begins January 1, 2027 — three more than it is currently selling here, with four of this year's plans not coming back and three brand-new ones joining the shelf.

MyMedicarePlans.org is an independent consumer site, not Humana and not Medicare. We publish this kind of city-by-city rundown each fall so you can see what is on offer before the Annual Enrollment Period closes on December 7, 2026. Humana is one of 15 carriers selling Medicare Advantage in Bexar County for 2027 (98 plans in all), so this article covers only its slice of the market.

What Humana is selling in Bexar County for 2027

The table on this page lists every Humana Medicare Advantage plan available in Bexar County for 2027, by plan name and type. The headline counts:

• 24 plans total, all including Part D drug coverage.
• By type: 10 HMO, 13 PPO, 1 PFFS (Private Fee-for-Service).
• Special Needs Plans: 6 total — 3 Dual Eligible (D-SNP), 3 Chronic Condition (C-SNP), 2 Institutional (I-SNP).

Plan names in the Humana lineup include the Humana Gold Plus HMO plans, the Humana Gold Plus SNP-DE dual-eligible plans, the Humana Gold Plus - Diabetes and Heart chronic-condition plans, the Humana Together in Health institutional PPO, the HumanaChoice PPO plans (including the regional HumanaChoice R4182 plans), the Humana USAA Honor Giveback plans for military-affiliated members, the Humana Gold Choice PFFS plan, and a new PPO called Humana Value Choice.

We are not attaching premiums, copays, star ratings, provider lists or benefits to any of these names — those details live in each plan's Summary of Benefits and Evidence of Coverage, and they can change year to year.

What is new, and what is not returning

Humana's 2027 slate in Bexar County includes:

• 3 new plans: a new Humana Gold Plus - Diabetes and Heart C-SNP, an additional Humana Together in Health I-SNP, and a new Humana Value Choice PPO.
• 4 plans not returning from the 2026 lineup. If you are enrolled in one of these, Humana will tell you in your Annual Notice of Change (ANOC), the booklet that arrives by late September each year. That notice is the official source for exactly what is happening to your coverage.

If a plan is being discontinued, you get a Special Enrollment Period to pick something else — but acting during the Annual Enrollment Period (October 15 – December 7, 2026) keeps your timing simple, with January 1, 2027 coverage.

About Special Needs Plans

Six of Humana's 24 plans here are Special Needs Plans, which only accept members who meet specific criteria:

• D-SNP (Dual Eligible): for people with both Medicare and full or partial Medicaid.
• C-SNP (Chronic Condition): Humana's C-SNPs in Bexar County are built for people living with diabetes and/or chronic heart conditions.
• I-SNP (Institutional): for people who live in a nursing facility or need that level of care at home.

If you do not meet the eligibility rules, these plans are not an option for you — a regular HMO, PPO or PFFS plan would be.

How to check a plan against your doctors and prescriptions

Before you enroll in or switch to any plan — Humana's or anyone else's — do these four checks:

1. Pull up the Medicare Plan Finder at medicare.gov. Enter your ZIP code and your prescription list. The tool will show every plan sold in Bexar County, each plan's full drug cost estimate for the year, and whether your drugs are on the formulary. 2. Check the provider directory. Search the plan's online directory for your primary care doctor, specialists and preferred hospitals. For HMO plans, in-network matters more because out-of-network care is generally not covered except in emergencies. 3. Call the doctor's office directly. Directories can lag. Ask the office whether they will be contracted with that specific plan in 2027. 4. Read the Annual Notice of Change if you already have a Medicare Advantage or Part D plan. It spells out next year's premium, deductible, copays and any formulary changes.

You can also call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, seven days a week, to walk through options with a representative.

2027 Part D figures worth knowing

Drug coverage rules are set by Medicare, not the carrier. For 2027, CMS has confirmed:

• The Part D out-of-pocket cap rises to $2,400 (up from $2,100 in 2026). Once your out-of-pocket spending on covered drugs hits that limit, you pay $0 for the rest of the calendar year.
• The maximum Part D deductible a plan may charge is $700 in 2027 (up from $615 in 2026). Plans can set a lower deductible, or none.
• The Medicare Prescription Payment Plan, which lets you spread drug costs across monthly bills instead of paying at the pharmacy counter, continues in 2027.

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet; CMS typically publishes those in the fall, usually in November.

The deadline, in plain terms

• October 15 – December 7, 2026: Annual Enrollment Period. Any change you make takes effect January 1, 2027.
• January 1 – March 31, 2027: Medicare Advantage Open Enrollment. If you are already in a Medicare Advantage plan on January 1, you get one chance to switch to another MA plan or go back to Original Medicare (with a Part D plan if you want drug coverage).
• Doing nothing means your current plan renews for 2027 if Humana (or any carrier) is still offering it — with the changes described in your ANOC.