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Your 2027 Guide to Medicare Advantage in Kearns, Utah

13 Medicare Advantage plans in Salt Lake County are changing for 2027, 6 plans are leaving and 4 plans are new. Use this guide to see how the plans work in Kearns, Utah and what to compare, in plain terms.

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2027 PLAN ALERT

Medicare Advantage plans in your area are changing or leaving for 2027.

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BEFORE YOU ENROLL

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  • Your doctors — confirmed in-network for 2027
  • Your prescriptions — checked against the plan's 2027 drug tiers
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Medicare around Kearns can look different from the county next door, and that's by design: plans are approved county by county, and Kearns sits in Salt Lake County (part of Kearns area).

46 Medicare Advantage plans are available for 2027. About 58% of the county's Medicare members are in a Medicare Advantage plan rather than Original Medicare, among the roughly 142,165 residents who are 65 or older.

You'll see who offers coverage nearby, how the pieces of Medicare fit, what things cost in 2027, when the enrollment windows open, and where to turn for free, unbiased guidance.

Medicare Advantage companies in Salt Lake County

By local enrollment size · informational, not a ranking
CompanyLocal enrollmentPlans offeredLocal agentsAction
UnitedHealthcareNational—Yes
HumanaNational—Yes
Intermountain Health Care IncRegional—Yes
Aetna (CVS Health)National—Yes
Cambia Health Solutions IncRegional—Yes
Molina Healthcare IncRegional—Yes
Enrollment data: CMS Medicare Advantage enrollment by company (county level). Listed by enrollment size, largest first — this is not a ranking, recommendation, or endorsement of any company or plan.

Advantage or Original Medicare? The basic fork

Every Medicare decision in Kearns, Utah branches from one question: do you want your coverage delivered through a private Medicare Advantage plan, or do you want to stay with Original Medicare and build around it?

Go the Medicare Advantage route and a private plan (approved by Medicare) handles your Part A and Part B, typically folds in drug coverage — within a network and a county-based service area.

Stay with Original Medicare and you keep nationwide provider freedom, then usually add a stand-alone Part D drug plan and often a Medigap policy to cover what Original Medicare doesn't.

There's no single winner here — it comes down to your providers, your medications, and your budget. We explain the trade-offs and leave the choice to you; we don't rank plans.

By the numbers

How people get Medicare in Salt Lake County

55% are on Medicare Advantage
(MA penetration in Salt Lake County)
55%
19%
26%
Medicare Advantage Medicare Supplement (Medigap) Original Medicare only
U.S. average

MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.

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ED
AI
By MyMedicarePlans Data Desk · Plan Landscape & Data✓ Verified Team
✓ Reviewed for the 2027 plan year·● Kearns, UT
Medicare AdvantageKearns, UT
Video: Yaroslav Shuraev on Pexels

The 2027 numbers, from shared to plan-specific

Start with what's fixed for everyone. The standard Part B premium is $202.9 per month in 2026 (2026 amount; 2027 figure will be posted when CMS releases it), and Part A is premium-free for most people who paid Medicare taxes long enough while working.

On the drug side, Part D has real guardrails for 2027: a deductible capped at $700 and, a hard $2,400 ceiling on your out-of-pocket costs for covered prescriptions — the old coverage gap is gone.

Higher earners pay more for Parts B and D through an income-related adjustment called IRMAA, which for 2026 starts above $109,000 in annual income for an individual and is based on your 2024 tax return. Most people fall below that line and pay the standard amounts. The 2027 brackets will be posted when CMS releases them.

Everything past that is plan-specific: the premiums, copays, and coverage details of an individual Advantage or Medigap plan change from plan to plan and year to year. Rather than quote or rank those, we point you to Medicare's Plan Finder and a licensed agent for your exact numbers.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

Your Medicare enrollment calendar

The dates that follow are set federally, so they don't change from state to state — only your personal timing does.

It starts with your Initial Enrollment Period — the 7-month window around your 65th birthday month — the window around turning 65 when you first sign up. Missing it can mean late penalties that stick around, so it's the one not to sleep on.

After that, the big recurring window is the Annual Enrollment Period, October 15 – December 7, when anyone can join, switch, or drop an Advantage or Part D plan for a January 1 start. And if you're already in an Advantage plan, the Medicare Advantage Open Enrollment (January 1 – March 31) gives you one more chance to change course.

Life events — a move, a loss of other coverage — can also trigger a Special Enrollment Period. The calendar below shows the whole year at a glance.

Explore

When can you enroll? An interactive year

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October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

Getting unbiased help in Kearns

You never have to make these decisions alone, and you don't have to pay for good help. A few free, trustworthy starting points:

Medicare.gov and 1-800-MEDICARE (TTY 1-877-486-2048) are the official sources for plan details and the Plan Finder. Licensed agents can also compare options with you and handle enrollment.

And to be clear about who we are: MyMedicarePlans.org is a privately owned, independent educational resource. We are not Medicare, not a government agency, and not affiliated with one. We publish plain-language information to help you get oriented — then point you to the official sources and licensed professionals for decisions about specific plans.

Good to know

Frequently asked questions

How do I compare Medicare Advantage options in Kearns?
Plan availability is set by Salt Lake County, not by city. Start with the county figures on this page for context, then use Medicare's Plan Finder at Medicare.gov or talk with a licensed agent for plan-specific details. We don't rank plans.
When can I enroll or switch in Kearns?
Enrollment windows are federal and the same nationwide — most changes happen during the Annual Enrollment Period each fall (October 15 – December 7). See the calendar on this page for the full schedule.
What does Medicare cost in Kearns for 2027?
Program-level costs are the same everywhere: the standard Part B premium is $202.9/month for 2026 (2026 amount; 2027 figure will be posted when CMS releases it), and Part D drug costs are capped at $2,400 out of pocket for the year in 2027. What an individual plan charges varies by plan; we don't publish those figures or rank plans.
Do you recommend a specific plan or carrier?
No. We publish educational information and do not rank or recommend specific plans. For personalized, unbiased help, contact Medicare.gov or 1-800-MEDICARE.

Latest Medicare Advantage guides for Kearns

Kearns Medicare 2027: how to narrow the choices2026-09-30

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