Medicare Advantage

Compare 117 Wisconsin Medicare Advantage Plans for 2027 From 16 Carriers

MADISON, Wis. — Wisconsin residents on Medicare have a defined window to look at their 2027 coverage options. According to the CMS Medicare Advantage Landscape Source Files for CY2027, 117 Medicare Advantage plans from 16 carriers are offered somewhere in Wisconsin next year. Any individual plan is sold county by county, so the list a reader can actually enroll in depends on where they live. The Annual Enrollment Period runs October 15 through December 7, 2026, and a choice made in that window takes effect January 1, 2027.

How many Medicare Advantage plans are offered in Wisconsin for 2027?

Wisconsin has 117 Medicare Advantage plans from 16 carriers listed for 2027 in the CMS Landscape Source File. Of those, 89 include Part D prescription drug coverage. The file also shows 11 plans that are new for 2027 and 15 that are not returning from 2026.

Statewide totals are a planning snapshot, not an enrollment list. A plan counted once at the state level may be sold in only a handful of counties. Readers should confirm which of the 117 plans are actually offered at their ZIP code using the Medicare Plan Finder at medicare.gov.

What types of Medicare Advantage plans are available in Wisconsin for 2027, including Special Needs Plans?

The 117 Wisconsin plans for 2027 break down by type as 27 HMO, 32 HMO-POS, 42 PPO, 1 PFFS, 1 MSA and 14 Cost plans. Special Needs Plans — which are limited to people who meet specific eligibility rules — include 22 D-SNP, 4 C-SNP and 2 I-SNP.

Plan type matters because it shapes how a plan handles networks and referrals. D-SNPs are for people with both Medicare and Medicaid; C-SNPs are for people with certain chronic conditions; I-SNPs are for people living in or needing an institutional level of care. The full type and SNP breakdowns are shown in the tables on this page.

Which carriers offer Medicare Advantage plans in Wisconsin for 2027?

Sixteen carriers appear in the 2027 Wisconsin Landscape file. In alphabetical order they are Aetna (CVS Health), Centene (WellCare), Community Care, Dean Advantage, Dean Health Plan, Inc., Elevance Health (Anthem), Group Health Cooperative of Eau Claire, HealthPartners, Humana, Medica, Medical Associates Clinic Health Plan of Wisconsin, Molina Healthcare of Wisconsin, Network Health Medicare Advantage Plans, Quartz Medicare Advantage (HMO), Security Health Plan of Wisconsin, Inc., and UnitedHealthcare.

Carrier plan counts range widely across the state. UnitedHealthcare lists 23 plans and Humana lists 20, while Community Care lists 1. Several carriers include D-SNPs in their counts — for example, Molina Healthcare of Wisconsin shows 4 D-SNPs and UnitedHealthcare shows 7. The complete carrier-by-carrier counts are in the table on this page; being listed statewide does not mean a given carrier sells in every Wisconsin county.

How do I compare Medicare Advantage plans in my own Wisconsin county for 2027?

The practical comparison for a Wisconsin resident happens at the county level, using the Medicare Plan Finder at medicare.gov or by calling 1-800-MEDICARE. Here is a step-by-step way to work through it:

1. Enter your ZIP code at medicare.gov to see only the 2027 plans offered where you live. 2. Make a list of your doctors and hospitals, then check each plan's provider directory to see whether they are in-network for 2027. 3. Enter your prescriptions exactly, including dose and quantity, so the Plan Finder can show how each plan's drug list treats them. 4. Add your preferred pharmacies, including any mail-order pharmacy, since cost sharing can differ by pharmacy. 5. If you already have a Medicare Advantage or Part D plan, read the Annual Notice of Change (ANOC) your plan mailed in September. It spells out what is changing for 2027. 6. If your current plan is one of the 15 not returning for 2027, use the Plan Finder to look at the plans that are available in your county. 7. For Special Needs Plans, confirm you meet the eligibility rules (Medicaid status, qualifying chronic condition, or institutional level of care) before comparing.

This article does not list premiums, copays, benefits, networks or star ratings for any specific plan. Those details live in each plan's Summary of Benefits and Evidence of Coverage and in the Medicare Plan Finder.

What should Wisconsin residents do before December 7, 2026?

Before December 7, 2026, Wisconsin residents should confirm the plan they want for 2027 and, if they are changing plans, complete enrollment. December 7, 2026 is the last day of the Annual Enrollment Period for coverage that starts January 1, 2027.

A short checklist:

• Read your ANOC and current Evidence of Coverage.
• Verify doctors, hospitals, drugs and pharmacies for 2027 in the Plan Finder.
• If you qualify, look at whether a D-SNP, C-SNP or I-SNP fits your situation.
• Keep a written record (confirmation number, date, name of the person you spoke with) of any enrollment call.

Staying in your current plan does not require any action, but reviewing the ANOC is still worthwhile because benefits, drug lists and cost sharing can change year to year.

Where can Wisconsin residents get free help comparing 2027 Medicare Advantage plans?

Free, unbiased help is available directly from Medicare. Medicare.gov hosts the official Plan Finder, and 1-800-MEDICARE (TTY 1-877-486-2048) is staffed 24 hours a day, seven days a week.

Each plan's member services line, listed in its materials, can answer plan-specific questions about networks, drug lists and prior authorization. Beneficiaries who want to compare multiple carriers in one sitting generally find the Plan Finder the fastest route.